Ready to begin your homeownership journey but not sure where to start?
Start with The Journey Forward.
Homebuying Basics –
To discover the basics, begin with our Homebuying Basics Workshop. Homebuying Basics offers an introduction to the homebuying process, and is an excellent place to start if you are just beginning to consider homeownership. This group education class discusses how to determine what you can afford, credit score requirements, the different types of loans, financing options and more. We offer Homebuying Basics once a month. Visit our Calendar Workshop for the schedule.
The Journey Forward pairs our educational workshops with one-on-one counseling for a personalized approach to the biggest decisions you will make in your life. Our HUD Certified Housing Counselors will work with you, help you determine what best suits your family’s needs, develop an action plan to meet your goals and address any financial concerns.
Framework & The Closing Process
When the time and circumstances are right for you, The Journey Forward offers a self-paced affordable online homeownership educational course. To ensure that you are educated and prepared to make your best decision, we have partnered with FRAMEWORK, A a HUD approved course that meets HUD and National Industry Standards for Homeownership Education. FRAMEWORK can be taken at any time, at your own pace.
The registration fee for FRAMEWORK is $75 and covers all materials, workshops and one-on-one counseling required to receive your Homebuyer Education Certificate. Many lenders require the Homebuyer Certificate for down payment assistance programs.
To complete your First Time Homebuyer requirements, The Journey Forward offers a personalized 2 1/2-hour interactive informational session with industry experts. The Closing Process – Making Dreams Come True gives you the unique opportunity to ask questions and hear from professionals in real estate law, homeowners’ insurance, home inspection, realtors, mortgage lending and learn about first time homebuyer’s down payment assistance programs. This 2 1/2-hour Information Session is offered on the third Tuesday of every month, beginning at 6:00pm. You may register for The Closing Process – Making Dreams Come True anytime after you begin the Framework course.
NOTE: Participation in this session is required to receive your Homebuyer Education Certificate, and to receive one-on-one counseling, also required by many lenders.
Contact The Journey Forward directly if you are under contract or if you were referred by a lender.
What you will learn:
- Getting ready to buy a home
- Fixing your credit and determining your price range
- Finding a real estate agent and other pros you’ll work with
- Shopping for the right mortgage with the best interest rate
- Making the most of a home inspection
- Navigating the closing process
- Managing home maintenance and building your equity
To Register, please visit this website: https://tjf.frameworkhomeownership.org/.
*You can view a short video on the course here: https://youtu.be/rf8o-OUEbIY.