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X-WR-CALNAME:The Journey Forward
X-ORIGINAL-URL:https://thejourney-forward.org
X-WR-CALDESC:Events for The Journey Forward
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TZID:UTC
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DTSTART:20210101T000000
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BEGIN:VEVENT
DTSTART;TZID=UTC:20220427T180000
DTEND;TZID=UTC:20220427T190000
DTSTAMP:20260527T060815
CREATED:20220401T115215Z
LAST-MODIFIED:20221104T231941Z
UID:3429-1651082400-1651086000@thejourney-forward.org
SUMMARY:Home Buying Basics
DESCRIPTION:Buying your first home takes gumption. You resist splurging on Insta-worthy vacations to save for a down payment and focus on your dream of homeownership.  Buying a home builds long-term wealth. With each mortgage payment\, you pay down your debt and accumulate equity in your home.  When you purchase a home\, you are investing in a community\, establishing roots\, and building wealth. Buying your first house is a huge accomplishment\, an important life milestone\, and for many\, the realization of the American Dream. Come learn about the basics of the home buying process! \n\n\n\nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=39 \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/home-buying-basics-8/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220503T150000
DTEND;TZID=UTC:20220503T160000
DTSTAMP:20260527T060815
CREATED:20220427T061830Z
LAST-MODIFIED:20221104T231933Z
UID:3437-1651590000-1651593600@thejourney-forward.org
SUMMARY:Managing Student Loan Debt
DESCRIPTION:Student loan debt is not only a personal financial crisis for many\, it is a national crisis with the accumulated debt at nearly $1.6 trillion.  Student loan debt is now the second highest consumer debt category\, only behind mortgage debt–higher than both credit card debt and auto loans.  For many\, this is their single most expensive life-purchase.  Come to this webinar to understand how to deal with your student loan debt—this is a debt that does not go away\, and is not discharged in most Bankruptcies.  The first step in dealing with your student loans is to really understand what you’re dealing with.  What type of student loans do you have–federal or private? Or maybe\, you have both—learn strategies and options in paying your student loan debt. In his webinar we will discuss federal and private loans\, repayment options\, federal student loan rehabilitation\, loans in deferment and forbearance\, dealing with student loan collections\, and ways to attack your student loan debt. \n\n\n\nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=11 \n\n\n\nOne day prior to the scheduled webinar\, you will receive an email in information to join.
URL:https://thejourney-forward.org/event/managing-student-loan-debt-14/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220504T150000
DTEND;TZID=UTC:20220504T160000
DTSTAMP:20260527T060815
CREATED:20220407T084151Z
LAST-MODIFIED:20221104T231928Z
UID:3433-1651676400-1651680000@thejourney-forward.org
SUMMARY:Foreclosure Prevention: Mortgage Late--Don't Wait
DESCRIPTION:Are you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. The Illinois Housing Development Authority (IHDA) is providing financial assistance through the Illinois Homeowner Assistance Fund Grant (ILHAF) for homeowners financially impacted due to COVID 19. The HAF Grant application and steps are explained in this webinar. \n\n\n\nRegister in advance for this webinar:https://tjf.avp.cc/?EventId=12 \n\n\n\nOne day prior to the webinar you will receive an email confirmation with information about joining the webinar.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-dont-wait-5-2/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220504T180000
DTEND;TZID=UTC:20220504T190000
DTSTAMP:20260527T060815
CREATED:20220427T062603Z
LAST-MODIFIED:20221104T231925Z
UID:3438-1651687200-1651690800@thejourney-forward.org
SUMMARY:Understanding Credit and Your Credit Report
DESCRIPTION:The world runs on credit. Credit plays an important role in our financial lives. Not only is it essential for qualifying for a loan or getting a credit card\, but also for less obvious things like getting cellular telephone service\, renting a car\, and even employment opportunity. In this webinar we will review what is reported on a credit report\, the factors of a credit score\, how to access your own credit report\, and who has the right to pull a credit report.\ \n\n\n\nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=13 \n\n\n\nOne day prior to the scheduled webinar\, you will receive an email in information to join.
URL:https://thejourney-forward.org/event/understanding-credit-and-your-credit-report-17/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220510T150000
DTEND;TZID=UTC:20220510T160000
DTSTAMP:20260527T060815
CREATED:20220427T063113Z
LAST-MODIFIED:20221104T231914Z
UID:3439-1652194800-1652198400@thejourney-forward.org
SUMMARY:Fair Housing--Know Your Rights!
DESCRIPTION:The Fair Housing Act is a law created to help limit discriminatory practices related to landlords\, tenants\, and housing.  The act was created on the principle that every American should have an equal opportunity to seek a place to live\, without being afraid of discrimination due to factors outside their control.  Come learn about the purpose of The Fair Housing Act and efforts to prohibit discrimination in housing based on the following seven factors:  Color\, Disability\, Familial Status\, National Origin\, Race\, Religion\, and Sex. The act has two main purposes–to prevent discrimination and reverse housing segregation. Know your rights! \n\n\n\nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=14 \n\n\n\nOne day prior to the scheduled webinar\, you will receive an email in information to join.
URL:https://thejourney-forward.org/event/fair-housing-know-your-rights-7/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220511T180000
DTEND;TZID=UTC:20220511T190000
DTSTAMP:20260527T060815
CREATED:20220407T084953Z
LAST-MODIFIED:20221104T231907Z
UID:3434-1652292000-1652295600@thejourney-forward.org
SUMMARY:Foreclosure Prevention:  Mortgage Late--Don't Wait
DESCRIPTION:  \n\n\n\nAre you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. The Illinois Housing Development Authority (IHDA) is providing financial assistance through the Illinois Homeowner Assistance Fund Grant (ILHAF) for homeowners financially impacted due to COVID 19. The HAF Grant application and steps are explained in this webinar. \n\n\n\nRegister in advance for this webinar:https://tjf.avp.cc/?EventId=15 \n\n\n\nOne day prior to the webinar you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-dont-wait-7/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220517T150000
DTEND;TZID=UTC:20220517T160000
DTSTAMP:20260527T060815
CREATED:20220427T063422Z
LAST-MODIFIED:20221104T231900Z
UID:3440-1652799600-1652803200@thejourney-forward.org
SUMMARY:Homebuying Basics
DESCRIPTION:Buying your first home takes gumption. You resist splurging on Insta-worthy vacations to save for a down payment and focus on your dream of homeownership.  Buying a home builds long-term wealth. With each mortgage payment\, you pay down your debt and accumulate equity in your home.  When you purchase a home\, you are investing in a community\, establishing roots\, and building wealth. Buying your first house is a huge accomplishment\, an important life milestone\, and for many\, the realization of the American Dream. Come learn about the basics of milestone\, and for many\, the realization of the American Dream. Come learn about the basics of the home buying process! \n\n\n\nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=16 \n\n\n\n One day prior to the scheduled webinar\, you will receive an email in information to join.
URL:https://thejourney-forward.org/event/homebuying-basics-4/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220517T183000
DTEND;TZID=UTC:20220517T190000
DTSTAMP:20260527T060815
CREATED:20220514T035829Z
LAST-MODIFIED:20221104T231804Z
UID:3452-1652812200-1652814000@thejourney-forward.org
SUMMARY:Get Financially Fit
DESCRIPTION:Get all the resources you need to set a budget\, start saving\, build credit and achieve your financial goals. BMO Harris is partnering with The journey Forward to help get you financial prepared for 2022. \n\n\n\nPresenters: Millie Reyes-Williams\, CRA Relationship Manager from BMO Harris Bank and Annemarie Fitzpatrick\, Executive Director of The Journey Forward \n\n\n\n  \n\n\n\nRSVP to attend this free webinar: https://www.eventbrite.com/e/get-financially-fit-tickets-313779702537
URL:https://thejourney-forward.org/event/get-financially-fit-2/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220518T150000
DTEND;TZID=UTC:20220518T160000
DTSTAMP:20260527T060815
CREATED:20220407T101730Z
LAST-MODIFIED:20221104T231757Z
UID:3435-1652886000-1652889600@thejourney-forward.org
SUMMARY:Foreclosure Prevention:  Mortgage Late--Don't Wai
DESCRIPTION:Are you facing a financial set-back? Cometo our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. The Illinois Housing Development Authority (IHDA) is providing financial assistance through the Illinois Homeowner Assistance Fund Grant (ILHAF) for homeowners financially impacted due to COVID 19. The HAF Grant application and steps are explained in this webinar. \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://tjf.avp.cc/?EventId=17 \n\n\n\nOne day prior to the webinar you will receive a confirmation email containing information about joining the webinar. \n\n\n\n 
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-dont-wai/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220518T180000
DTEND;TZID=UTC:20220518T190000
DTSTAMP:20260527T060815
CREATED:20220427T063646Z
LAST-MODIFIED:20221104T214341Z
UID:3441-1652896800-1652900400@thejourney-forward.org
SUMMARY:Breaking the Paycheck-to-Paycheck Cycle
DESCRIPTION:Living paycheck to paycheck is stressful. It often causes dependence on credit cards and vulnerability to serious financial troubles. This webinar teaches strategies to money management that allows you to control your money\, rather than the lack of it controlling you. Learn how to develop a spending plan\, track income and expenses\, establish financial goals\, and learn to utilize financial tools to gain financial stability and security. Attendees will learn that an established household budget is the cornerstone of financial health and leads to financial health. \n\n\n\nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=18 \n\n\n\nOne day prior to the scheduled webinar\, you will receive an email in information to join.
URL:https://thejourney-forward.org/event/breaking-the-paycheck-to-paycheck-cycle-17/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220524T150000
DTEND;TZID=UTC:20220524T160000
DTSTAMP:20260527T060815
CREATED:20220427T064437Z
LAST-MODIFIED:20221104T173330Z
UID:3442-1653404400-1653408000@thejourney-forward.org
SUMMARY:Protecting Your Identity and Other Assets
DESCRIPTION:Your identity is your most valuable asset. Much of our lives have become digitized and we are increasingly linked to the internet and other digital portals that make us vulnerable to identity theft and fraud. In this webinar you will learn strategies to protect your identity as well as the necessary steps to take when victimized by identity theft. In addition\, it is important to protect not only what we own\, but who we love through insurance products. This webinar explains the role that insurance products play in our financial security and explores different types of insurance products to fit our needs. \n\n\n\nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=19 \n\n\n\nOne day prior to the scheduled webinar\, you will receive an email in information to join.
URL:https://thejourney-forward.org/event/protecting-your-identity-and-other-assets-6/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220525T150000
DTEND;TZID=UTC:20220525T160000
DTSTAMP:20260527T060815
CREATED:20220407T102116Z
LAST-MODIFIED:20221104T231743Z
UID:3436-1653490800-1653494400@thejourney-forward.org
SUMMARY:Foreclosure Prevention:  Mortgage Late--Don't Wait
DESCRIPTION:Are you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. The Illinois Housing Development Authority (IHDA) is providing financial assistance through the Illinois Homeowner Assistance Fund Grant (ILHAF) for homeowners financially impacted due to COVID 19. The HAF Grant application and steps are explained in this webinar. \n\n\n\nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=20 \n\n\n\nOne day prior to the webinar you will receive an email confirmation with information on joining the webinar.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-dont-wait-6/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220601T150000
DTEND;TZID=UTC:20220601T170000
DTSTAMP:20260527T060815
CREATED:20220427T093805Z
LAST-MODIFIED:20221104T231737Z
UID:3443-1654095600-1654102800@thejourney-forward.org
SUMMARY:Foreclosure Prevention:  Mortgage Late--Don't Wait!
DESCRIPTION:Are you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. The Illinois Housing Development Authority (IHDA) is providing financial assistance through the Illinois Homeowner Assistance Fund Grant (ILHAF) for homeowners financially impacted due to COVID 19. The HAF Grant application and steps are explained in this webinar. \n\n\n\nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=21 \n\n\n\nOne day prior to the webinar\, you will receive an email with instructions on joining.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-dont-wait-8/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220601T150000
DTEND;TZID=UTC:20220601T170000
DTSTAMP:20260527T060815
CREATED:20220831T191709Z
LAST-MODIFIED:20221104T231709Z
UID:2433-1654095600-1654102800@thejourney-forward.org
SUMMARY:Foreclosure Prevention:  Mortgage Late–Don’t Wait!
DESCRIPTION:Are you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. The Illinois Housing Development Authority (IHDA) is providing financial assistance through the Illinois Homeowner Assistance Fund Grant (ILHAF) for homeowners financially impacted due to COVID 19. The HAF Grant application and steps are explained in this webinar. \nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=21 \nOne day prior to the webinar\, you will receive an email with instructions on joining.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-dont-wait/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220601T180000
DTEND;TZID=UTC:20220601T190000
DTSTAMP:20260527T060815
CREATED:20220427T094104Z
LAST-MODIFIED:20221104T214326Z
UID:3444-1654106400-1654110000@thejourney-forward.org
SUMMARY:Breaking the Paycheck-to-Paycheck Cycle
DESCRIPTION:Living paycheck to paycheck is stressful. It often causes dependence on credit cards and vulnerability to serious financial troubles. This webinar teaches strategies to money management that allows you to control your money\, rather than the lack of it controlling you. Learn how to develop a spending plan\, track income and expenses\, establish financial goals\, and learn to utilize financial tools to gain financial stability and security. Attendees will learn that an established household budget is the cornerstone of financial health and leads to financial health. \n\n\n\nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=22 \n\n\n\nOne day prior to the webinar\, you will receive an email with instructions on joining.
URL:https://thejourney-forward.org/event/breaking-the-paycheck-to-paycheck-cycle-18/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220601T180000
DTEND;TZID=UTC:20220601T190000
DTSTAMP:20260527T060815
CREATED:20220831T191610Z
LAST-MODIFIED:20221104T214041Z
UID:2431-1654106400-1654110000@thejourney-forward.org
SUMMARY:Breaking the Paycheck-to-Paycheck Cycle
DESCRIPTION:Living paycheck to paycheck is stressful. It often causes dependence on credit cards and vulnerability to serious financial troubles. This webinar teaches strategies to money management that allows you to control your money\, rather than the lack of it controlling you. Learn how to develop a spending plan\, track income and expenses\, establish financial goals\, and learn to utilize financial tools to gain financial stability and security. Attendees will learn that an established household budget is the cornerstone of financial health and leads to financial health. \nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=22 \nOne day prior to the webinar\, you will receive an email with instructions on joining.
URL:https://thejourney-forward.org/event/breaking-the-paycheck-to-paycheck-cycle/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220607T150000
DTEND;TZID=UTC:20220607T160000
DTSTAMP:20260527T060815
CREATED:20220427T094344Z
LAST-MODIFIED:20221104T231148Z
UID:3445-1654614000-1654617600@thejourney-forward.org
SUMMARY:Foreclosure Prevention:  Mortgage Late--Don't Wait
DESCRIPTION:Are you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. The Illinois Housing Development Authority (IHDA) is providing financial assistance through the Illinois Homeowner Assistance Fund Grant (ILHAF) for \n\n\n\nhomeowners financially impacted due to COVID 19. The HAF Grant application and steps are explained in this webinar. \n\n\n\nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=23 \n\n\n\nOne day prior to the webinar\, you will receive an email with instructions on joining.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-dont-wait-9/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220607T150000
DTEND;TZID=UTC:20220607T160000
DTSTAMP:20260527T060815
CREATED:20220831T191934Z
LAST-MODIFIED:20221104T230626Z
UID:2436-1654614000-1654617600@thejourney-forward.org
SUMMARY:Foreclosure Prevention:  Mortgage Late–Don’t Wait
DESCRIPTION:Are you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. The Illinois Housing Development Authority (IHDA) is providing financial assistance through the Illinois Homeowner Assistance Fund Grant (ILHAF) for \nhomeowners financially impacted due to COVID 19. The HAF Grant application and steps are explained in this webinar. \nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=23 \nOne day prior to the webinar\, you will receive an email with instructions on joining.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-dont-wait-2/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220608T180000
DTEND;TZID=UTC:20220608T190000
DTSTAMP:20260527T060815
CREATED:20220428T005243Z
LAST-MODIFIED:20221104T230618Z
UID:3446-1654711200-1654714800@thejourney-forward.org
SUMMARY:Understanding Credit and Your Credit Report
DESCRIPTION:  \n\n\n\nThe world runs on credit. Credit plays an important role in our financial lives. Not only is it essential for qualifying for a loan or getting a credit card\, but also for less obvious things like getting cellular telephone service\, renting a car\, and even employment opportunity. In this webinar we will review what is reported on a credit report\, the factors of a credit score\, how to access your own credit report\, and who has the right to pull a credit report. \n\n\n\nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=24 \n\n\n\nOne day prior to the webinar\, you will receive an email with instructions on joining.
URL:https://thejourney-forward.org/event/understanding-credit-and-your-credit-report-18/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220608T180000
DTEND;TZID=UTC:20220608T190000
DTSTAMP:20260527T060815
CREATED:20220831T192108Z
LAST-MODIFIED:20221104T230606Z
UID:2438-1654711200-1654714800@thejourney-forward.org
SUMMARY:Understanding Credit and Your Credit Report
DESCRIPTION:  \nThe world runs on credit. Credit plays an important role in our financial lives. Not only is it essential for qualifying for a loan or getting a credit card\, but also for less obvious things like getting cellular telephone service\, renting a car\, and even employment opportunity. In this webinar we will review what is reported on a credit report\, the factors of a credit score\, how to access your own credit report\, and who has the right to pull a credit report. \nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=24 \nOne day prior to the webinar\, you will receive an email with instructions on joining.
URL:https://thejourney-forward.org/event/understanding-credit-and-your-credit-report/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220614T150000
DTEND;TZID=UTC:20220614T160000
DTSTAMP:20260527T060815
CREATED:20220428T005815Z
LAST-MODIFIED:20221104T230600Z
UID:3447-1655218800-1655222400@thejourney-forward.org
SUMMARY:Making Smart Credit Choices and Managing Debt
DESCRIPTION:Making smart credit choices\, and understanding the important role that credit plays in our financial lives is critical to sound financial management. This webinar explores the role that credit cards play in developing our creditworthiness and how to choose the right credit product for our financial needs. Just as important\, is the management of credit accounts and knowing best practices concerning debt. Understanding debt can be complicated. For many\, it is a necessary tool to achieve important financial goals like purchasing a car or home; however\, it is critical that we don’t allow debt to undermine our financial stability. This webinar explores strategies in paying-down debt\, and debt-relief options. \n\n\n\nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=25 \n\n\n\nOne day prior to the webinar\, you will receive an email with instructions on joining. \n\n\n\n 
URL:https://thejourney-forward.org/event/making-smart-credit-choices-and-managing-debt-10/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220614T150000
DTEND;TZID=UTC:20220614T160000
DTSTAMP:20260527T060815
CREATED:20220831T192223Z
LAST-MODIFIED:20221104T230554Z
UID:2440-1655218800-1655222400@thejourney-forward.org
SUMMARY:Making Smart Credit Choices and Managing Debt
DESCRIPTION:Making smart credit choices\, and understanding the important role that credit plays in our financial lives is critical to sound financial management. This webinar explores the role that credit cards play in developing our creditworthiness and how to choose the right credit product for our financial needs. Just as important\, is the management of credit accounts and knowing best practices concerning debt. Understanding debt can be complicated. For many\, it is a necessary tool to achieve important financial goals like purchasing a car or home; however\, it is critical that we don’t allow debt to undermine our financial stability. This webinar explores strategies in paying-down debt\, and debt-relief options. \nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=25 \nOne day prior to the webinar\, you will receive an email with instructions on joining.
URL:https://thejourney-forward.org/event/making-smart-credit-choices-and-managing-debt/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220615T180000
DTEND;TZID=UTC:20220615T190000
DTSTAMP:20260527T060815
CREATED:20220428T010221Z
LAST-MODIFIED:20221104T230548Z
UID:3448-1655316000-1655319600@thejourney-forward.org
SUMMARY:Topic: Foreclosure Prevention:  Mortgage Late--Don't Wait
DESCRIPTION:  \n\n\n\nAre you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. The Illinois Housing Development Authority (IHDA) is providing financial assistance through the Illinois Homeowner Assistance Fund Grant (ILHAF) for homeowners financially impacted due to COVID 19. The HAF Grant application and steps are explained in this webinar. \n\n\n\nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=26 \n\n\n\nOne day prior to the webinar\, you will receive an email with instructions on joining. \n\n\n\n 
URL:https://thejourney-forward.org/event/topic-foreclosure-prevention-mortgage-late-dont-wait-2/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220615T180000
DTEND;TZID=UTC:20220615T190000
DTSTAMP:20260527T060815
CREATED:20220831T192329Z
LAST-MODIFIED:20221104T230512Z
UID:2442-1655316000-1655319600@thejourney-forward.org
SUMMARY:Topic: Foreclosure Prevention:  Mortgage Late–Don’t Wait
DESCRIPTION:  \nAre you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. The Illinois Housing Development Authority (IHDA) is providing financial assistance through the Illinois Homeowner Assistance Fund Grant (ILHAF) for homeowners financially impacted due to COVID 19. The HAF Grant application and steps are explained in this webinar. \nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=26 \nOne day prior to the webinar\, you will receive an email with instructions on joining.
URL:https://thejourney-forward.org/event/topic-foreclosure-prevention-mortgage-late-dont-wait/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220621T150000
DTEND;TZID=UTC:20220621T160000
DTSTAMP:20260527T060815
CREATED:20220428T010654Z
LAST-MODIFIED:20221104T230506Z
UID:3449-1655823600-1655827200@thejourney-forward.org
SUMMARY:Foreclosure Prevention:  Mortgage Late--Don't Wait
DESCRIPTION:  \n\n\n\nAre you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. The Illinois Housing Development Authority (IHDA) is providing financial assistance through the Illinois Homeowner Assistance Fund Grant (ILHAF) for homeowners financially impacted due to COVID 19. The HAF Grant application and steps are explained in this webinar. \n\n\n\nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=26 \n\n\n\nOne day prior to the webinar\, you will receive an email with instructions on joining.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-dont-wait-10/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220628T150000
DTEND;TZID=UTC:20220628T160000
DTSTAMP:20260527T060815
CREATED:20220428T013526Z
LAST-MODIFIED:20221104T230459Z
UID:3450-1656428400-1656432000@thejourney-forward.org
SUMMARY:Foreclosure Prevention:  Mortgage Late--Don't Wait
DESCRIPTION:  \n\n\n\nAre you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. The Illinois Housing Development Authority (IHDA) is providing financial assistance through the Illinois Homeowner Assistance Fund Grant (ILHAF) for homeowners financially impacted due to COVID 19. The HAF Grant application and steps are explained in this webinar. \n\n\n\nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=28 \n\n\n\nOne day prior to the webinar\, you will receive an email with instructions on joining.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-dont-wait-11/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220628T150000
DTEND;TZID=UTC:20220628T160000
DTSTAMP:20260527T060815
CREATED:20220831T192649Z
LAST-MODIFIED:20221104T230448Z
UID:2446-1656428400-1656432000@thejourney-forward.org
SUMMARY:Foreclosure Prevention:  Mortgage Late–Don’t Wait
DESCRIPTION:  \nAre you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. The Illinois Housing Development Authority (IHDA) is providing financial assistance through the Illinois Homeowner Assistance Fund Grant (ILHAF) for homeowners financially impacted due to COVID 19. The HAF Grant application and steps are explained in this webinar. \nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=28 \nOne day prior to the webinar\, you will receive an email with instructions on joining.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-dont-wait-4/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220629T180000
DTEND;TZID=UTC:20220629T190000
DTSTAMP:20260527T060815
CREATED:20220428T013925Z
LAST-MODIFIED:20221104T230440Z
UID:3451-1656525600-1656529200@thejourney-forward.org
SUMMARY:Topic: Fair Housing--Know Your Rights!
DESCRIPTION:The Fair Housing Act is a law created to help limit discriminatory practices related to landlords\, tenants\, and housing.  The act was created on the principle that every American should have an equal opportunity to seek a place to live\, without being afraid of discrimination due to factors outside their control.  Come learn about the purpose of The Fair Housing Act and efforts to prohibit discrimination in housing based on the following seven factors:  Color\, Disability\, Familial Status\, National Origin\, Race\, Religion\, and Sex. The act has two main purposes–to prevent discrimination and reverse housing segregation. Know your rights! \n\n\n\nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=29 \n\n\n\nOne day prior to the webinar\, you will receive an email with instructions on joining. \n\n\n\n 
URL:https://thejourney-forward.org/event/topic-fair-housing-know-your-rights-2/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220629T180000
DTEND;TZID=UTC:20220629T190000
DTSTAMP:20260527T060815
CREATED:20220831T193703Z
LAST-MODIFIED:20221104T230353Z
UID:2448-1656525600-1656529200@thejourney-forward.org
SUMMARY:Topic: Fair Housing–Know Your Rights!
DESCRIPTION:The Fair Housing Act is a law created to help limit discriminatory practices related to landlords\, tenants\, and housing.  The act was created on the principle that every American should have an equal opportunity to seek a place to live\, without being afraid of discrimination due to factors outside their control.  Come learn about the purpose of The Fair Housing Act and efforts to prohibit discrimination in housing based on the following seven factors:  Color\, Disability\, Familial Status\, National Origin\, Race\, Religion\, and Sex. The act has two main purposes–to prevent discrimination and reverse housing segregation. Know your rights! \nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=29 \nOne day prior to the webinar\, you will receive an email with instructions on joining.
URL:https://thejourney-forward.org/event/topic-fair-housing-know-your-rights/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220706T180000
DTEND;TZID=UTC:20220706T190000
DTSTAMP:20260527T060815
CREATED:20220609T231247Z
LAST-MODIFIED:20221104T230347Z
UID:3453-1657130400-1657134000@thejourney-forward.org
SUMMARY:Foreclosure Prevention:  Mortgage Late--Do Not Wait!
DESCRIPTION:Are you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://tjf.avp.cc/?EventId=42 \n\n\n\nThe day before your webinar\, you will receive a confirmation email containing information about joining the webinar
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-do-not-wait-2/
END:VEVENT
END:VCALENDAR