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X-ORIGINAL-URL:https://thejourney-forward.org
X-WR-CALDESC:Events for The Journey Forward
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TZID:UTC
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DTSTART:20220101T000000
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BEGIN:VEVENT
DTSTART;TZID=UTC:20220906T150000
DTEND;TZID=UTC:20220906T160000
DTSTAMP:20260417T221054
CREATED:20220720T121540Z
LAST-MODIFIED:20221104T224748Z
UID:3612-1662476400-1662480000@thejourney-forward.org
SUMMARY:Breaking the Paycheck-to-Paycheck Cycle
DESCRIPTION:Living paycheck to paycheck is stressful. It often causes dependence on credit cards and vulnerability to serious financial troubles. This webinar teaches strategies to money management that allows you to control your money\, rather than the lack of it controlling you. Learn how to develop a spending plan\, track income and expenses\, establish financial goals\, and learn to utilize financial tools to gain financial stability and security. Attendees will learn that an established household budget is the cornerstone of financial health and leads to financial health. \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://tjf.avp.cc/?EventId=65 \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/breaking-the-paycheck-to-paycheck-cycle-21/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220907T180000
DTEND;TZID=UTC:20220907T190000
DTSTAMP:20260417T221054
CREATED:20220720T121812Z
LAST-MODIFIED:20221104T224740Z
UID:3615-1662573600-1662577200@thejourney-forward.org
SUMMARY:Foreclosure Prevention:  Mortgage Late--Do Not Wait!
DESCRIPTION:Are you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://tjf.avp.cc/?EventId=66 \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-do-not-wait-6/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220913T150000
DTEND;TZID=UTC:20220913T160000
DTSTAMP:20260417T221054
CREATED:20220720T122707Z
LAST-MODIFIED:20221104T224731Z
UID:3617-1663081200-1663084800@thejourney-forward.org
SUMMARY:Understanding Credit and Your Credit Report
DESCRIPTION:The world runs on credit. Credit plays an important role in our financial lives. Not only is it essential for qualifying for a loan or getting a credit card\, but also for less obvious things like getting cellular telephone service\, renting a car\, and even employment opportunity. In this \n\n\n\nwebinar we will review what is reported on a credit report\, the factors of a credit score\, how to access your own credit report\, and who has the right to pull a credit report. \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://tjf.avp.cc/?EventId=67 \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/understanding-credit-and-your-credit-report-21/
ATTACH;FMTTYPE=image/jpeg:https://thejourney-forward.org/wp-content/uploads/2022/07/Step-1-Assess-your-debt-1400x934-1-300x200-1.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220914T150000
DTEND;TZID=UTC:20220914T160000
DTSTAMP:20260417T221054
CREATED:20220720T123003Z
LAST-MODIFIED:20221104T224718Z
UID:3619-1663167600-1663171200@thejourney-forward.org
SUMMARY:Foreclosure Prevention:  Mortgage Late--Do Not Wait!
DESCRIPTION:Are you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://tjf.avp.cc/?EventId=68 \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-do-not-wait-7/
ATTACH;FMTTYPE=image/jpeg:https://thejourney-forward.org/wp-content/uploads/2022/07/Foreclosure-Prevention-scaled.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220914T180000
DTEND;TZID=UTC:20220914T190000
DTSTAMP:20260417T221054
CREATED:20220720T123237Z
LAST-MODIFIED:20221104T224551Z
UID:3621-1663178400-1663182000@thejourney-forward.org
SUMMARY:Making Smart Credit Choices and Managing Debt
DESCRIPTION:Making smart credit choices\, and understanding the important role that credit plays in our financial lives is critical to sound financial management. This webinar explores the role that credit cards play in developing our creditworthiness and how to choose the right credit product for our financial needs. Just as important\, is the management of credit accounts and knowing best practices concerning debt. Understanding debt can be complicated. For many\, it is a necessary tool to achieve important financial goals like purchasing a car or home; however\, it is critical that we don’t allow debt to undermine our financial stability. This webinar explores strategies in paying-down debt\, and debt-relief options. \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://tjf.avp.cc/?EventId=69 \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/making-smart-credit-choices-and-managing-debt-13/
ATTACH;FMTTYPE=image/jpeg:https://thejourney-forward.org/wp-content/uploads/2022/07/Smart-Credit-Choices-scaled.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220915T120000
DTEND;TZID=UTC:20220915T130000
DTSTAMP:20260417T221054
CREATED:20220819T005533Z
LAST-MODIFIED:20221104T224544Z
UID:3687-1663243200-1663246800@thejourney-forward.org
SUMMARY:Stress
DESCRIPTION:  \n\n\n\nTrying to manage keeping things together and at home can be difficult. You can become overwhelmed with the simple thought of having to rush after work to pick up the kids and then run home to make dinner and help the kids with their homework. Let’s not forget ending the night with bathing the kids\, putting them to bed\, and having to clean as much as you can before bed just so you can do it all over again the next day. \n\n\n\n\nWhat is stress?\nLearn about different types of stress\nImpact of stress on physical health\nStress management\n\n\n\n\nJoin Wendy for this workshop via Google Meets: \n\n\n\nGoogle Meet joining infoVideo call link: https://meet.google.com/bbw-pdzy-syjOr dial: ‪(US) +1 575-754-4065 PIN: ‪758 518 190#
URL:https://thejourney-forward.org/event/stress/
ATTACH;FMTTYPE=image/jpeg:https://thejourney-forward.org/wp-content/uploads/2022/07/Stress-scaled.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220920T150000
DTEND;TZID=UTC:20220920T160000
DTSTAMP:20260417T221054
CREATED:20220720T123433Z
LAST-MODIFIED:20221104T224538Z
UID:3623-1663686000-1663689600@thejourney-forward.org
SUMMARY:Managing Student Loan Debt
DESCRIPTION:Student loan debt is not only a personal financial crisis for many\, it is a national crisis with the accumulated debt at nearly $1.6 trillion.  Student loan debt is now the second highest consumer debt category\, only behind mortgage debt–higher than both credit card debt and auto loans.  For many\, this is their single most expensive life-purchase.  Come to this webinar to understand how to deal with your student loan debt—this is a debt that does not go away\, and is not discharged in most Bankruptcies.  The first step in dealing with your student loans is to really understand what you’re dealing with.  What type of student loans do you have–federal or private? Or maybe\, you have both—learn strategies and options in paying your student loan debt. In his webinar we will discuss federal and private loans\, repayment options\, federal student loan rehabilitation\, loans in deferment and forbearance\, dealing with student loan collections\, and ways to attack your student loan debt. \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://tjf.avp.cc/?EventId=70 \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/managing-student-loan-debt-16/
ATTACH;FMTTYPE=image/jpeg:https://thejourney-forward.org/wp-content/uploads/2022/07/Managing-Student-Loan-scaled.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220920T180000
DTEND;TZID=UTC:20220920T203000
DTSTAMP:20260417T221054
CREATED:20220824T064915Z
LAST-MODIFIED:20221104T165144Z
UID:3721-1663696800-1663705800@thejourney-forward.org
SUMMARY:The Closing Process--Making Dreams Come True!
DESCRIPTION:  \n\n\n\nThis 2 1/2-hour interactive informational session includes presentations from our housing counselors and industry experts. You will have the opportunity to ask questions and hear from professionals in real estate law\, homeowners’ insurance\, home inspection\, realtors\, mortgage lending and learn about first time homebuyer’s down payment assistance programs. \n\n\n\nParticipation in this session is required to receive your Homebuyer Education Certificate\, and to receive one-on-one counseling\, which may also be required lenders. \n\n\n\nRegister in advance for this webinar: https://us06web.zoom.us/webinar/register/WN_Jt57ReutQkKefPFRkVxz2w \n\n\n\nOne day prior to the webinar you will receive a registration link with instructions on joining the webinar.
URL:https://thejourney-forward.org/event/the-closing-process-making-dreams-come-true/
ATTACH;FMTTYPE=image/png:https://thejourney-forward.org/wp-content/uploads/2022/08/Dream.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220921T150000
DTEND;TZID=UTC:20220921T160000
DTSTAMP:20260417T221054
CREATED:20220720T123628Z
LAST-MODIFIED:20221104T224354Z
UID:3625-1663772400-1663776000@thejourney-forward.org
SUMMARY:Foreclosure Prevention:  Mortgage Late--Do Not Wait!
DESCRIPTION:Are you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://tjf.avp.cc/?EventId=71 \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-do-not-wait-8/
ATTACH;FMTTYPE=image/jpeg:https://thejourney-forward.org/wp-content/uploads/2022/07/Foreclosure-Prevention-scaled.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220921T180000
DTEND;TZID=UTC:20220921T190000
DTSTAMP:20260417T221054
CREATED:20220720T124003Z
LAST-MODIFIED:20221104T224259Z
UID:3627-1663783200-1663786800@thejourney-forward.org
SUMMARY:You Can Bank On It!
DESCRIPTION:Traditional banking systems are often out of reach for many individuals and the alternatives to banking products are expensive and inefficient. The high fees associated with alternative financial services keep many individuals living the paycheck-to-paycheck cycle.  The pitfalls of being unbanked go beyond the financial.  Not belonging to a bank or credit union takes extra time. Unbanked individuals don’t have access to the many conveniences that come with online and mobile banking\, such as automatic bill pay and free money-transfer services. Prepaid cards may come with these services\, but they usually aren’t free\, unlike those offered by banks and credit unions.  This webinar explores the services of a bank\, banking products\, how to get banked\, and managing savings and checking accounts. \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://tjf.avp.cc/?EventId=72 \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/you-can-bank-on-it-12/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220927T150000
DTEND;TZID=UTC:20220927T160000
DTSTAMP:20260417T221054
CREATED:20220720T124140Z
LAST-MODIFIED:20221104T173231Z
UID:3629-1664290800-1664294400@thejourney-forward.org
SUMMARY:Protecting Your Identity and Other Assets
DESCRIPTION:Your identity is your most valuable asset. Much of our lives have become digitized and we are increasingly linked to the internet and other digital portals that make us vulnerable to identity theft and fraud. In this webinar you will learn strategies to protect your identity as well as the necessary steps to take when victimized by identity theft. In addition\, it is important to protect not only what we own\, but who we love through insurance products. This webinar explains the role that insurance products play in our financial security and explores different types of insurance products to fit our needs. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/protecting-your-identity-and-other-assets-9/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220928T150000
DTEND;TZID=UTC:20220928T160000
DTSTAMP:20260417T221054
CREATED:20220720T124347Z
LAST-MODIFIED:20221104T224216Z
UID:3631-1664377200-1664380800@thejourney-forward.org
SUMMARY:Foreclosure Prevention:  Mortgage Late--Do Not Wait!
DESCRIPTION:Are you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://tjf.avp.cc/?EventId=74 \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar. \n\n\n\n 
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-do-not-wait-9/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220928T180000
DTEND;TZID=UTC:20220928T190000
DTSTAMP:20260417T221054
CREATED:20220720T124652Z
LAST-MODIFIED:20221104T224208Z
UID:3633-1664388000-1664391600@thejourney-forward.org
SUMMARY:Fair Housing--Know Your Rights!
DESCRIPTION:The Fair Housing Act is a law created to help limit discriminatory practices related to landlords\, tenants\, and housing.  The act was created on the principle that every American should have an equal opportunity to seek a place to live\, without being afraid of discrimination due to factors outside their control.  Come learn about the purpose of The Fair Housing Act and efforts to prohibit discrimination in housing based on the following seven factors:  Color\, Disability\, Familial Status\, National Origin\, Race\, Religion\, and Sex. The act has two main purposes–to prevent discrimination and reverse housing segregation. Know your rights! \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://tjf.avp.cc/?EventId=75 \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/fair-housing-know-your-rights-10/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20221004T150000
DTEND;TZID=UTC:20221004T160000
DTSTAMP:20260417T221054
CREATED:20220825T041936Z
LAST-MODIFIED:20221104T224158Z
UID:3763-1664895600-1664899200@thejourney-forward.org
SUMMARY:Foreclosure Prevention:  Mortgage Late—Don’t Wait!
DESCRIPTION:Are you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. The Illinois Housing Development Authority (IHDA) is providing financial assistance through the Illinois Homeowner Assistance Fund Grant (ILHAF) for homeowners financially impacted due to COVID 19. The HAF Grant application and steps are explained in this webinar. \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://tjf.avp.cc/?EventId=91 \n\n\n\nOne day prior\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-dont-wait-15/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20221005T180000
DTEND;TZID=UTC:20221005T190000
DTSTAMP:20260417T221054
CREATED:20220825T042200Z
LAST-MODIFIED:20221104T214114Z
UID:3765-1664992800-1664996400@thejourney-forward.org
SUMMARY:Breaking the Paycheck-to-Paycheck Cycle
DESCRIPTION:Living paycheck to paycheck is stressful. It often causes dependence on credit cards and vulnerability to serious financial troubles. This webinar teaches strategies to money management that allows you to control your money\, rather than the lack of it controlling you. With a focus on developing the habit of saving\, come learn how to develop your spending and savings plan.  You will learn about the importance of tracking income and expenses\, establishing financial goals\, and learn to utilize financial tools to gain financial stability and security. Attendees will learn that an established household budget is the cornerstone of financial health. \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://tjf.avp.cc/?EventId=80 \n\n\n\nOne day prior\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/breaking-the-paycheck-to-paycheck-cycle-23/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20221011T150000
DTEND;TZID=UTC:20221011T160000
DTSTAMP:20260417T221054
CREATED:20220825T042343Z
LAST-MODIFIED:20221104T164644Z
UID:3768-1665500400-1665504000@thejourney-forward.org
SUMMARY:Protecting Your Identity and Other Assets
DESCRIPTION: \n\n\n\n\n\n\n\nYour identity is your most valuable asset. Much of our lives have become digitized and we are increasingly linked to the internet and other digital portals that make us vulnerable to identity theft and fraud. In this webinar you will learn strategies to protect your identity as well as the necessary steps to take when victimized by identity theft. In addition\, it is important to protect not only what we own\, but who we love through insurance products. This webinar explains the role that insurance products play in our financial security and explores different types of insurance products to fit our needs. \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://tjf.avp.cc/?EventId=92 \n\n\n\nOne day prior\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/protecting-your-identity-and-other-assets-11/
ATTACH;FMTTYPE=image/jpeg:https://thejourney-forward.org/wp-content/uploads/2022/08/iStock-1133604495.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20221017T180000
DTEND;TZID=UTC:20221017T190000
DTSTAMP:20260417T221054
CREATED:20220819T010903Z
LAST-MODIFIED:20221104T224113Z
UID:3692-1666029600-1666033200@thejourney-forward.org
SUMMARY:Bullying
DESCRIPTION:Often children who grow up in single parent homes struggle with being bullied because the lack of a parent. It is important as parents to be able to identify signs of bullying to be able to help our children. Advocating for children experiencing bullying can significantly reduce suicide rates. \n\n\n\n\nWhat is bullying?\nLearn different types of bullying\nIdentify signs of bullying\n\n\n\n\nJoin Wendy for this workshop: \n\n\n\nGoogle Meet joining infoVideo call link: https://meet.google.com/bbw-pdzy-syj
URL:https://thejourney-forward.org/event/bullying/
ATTACH;FMTTYPE=image/png:https://thejourney-forward.org/wp-content/uploads/2022/08/Bullying-Prevention-Month-Boy-Pic-1-2-e1601833023358.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20221018T180000
DTEND;TZID=UTC:20221018T203000
DTSTAMP:20260417T221054
CREATED:20220825T042520Z
LAST-MODIFIED:20221104T165030Z
UID:3769-1666116000-1666125000@thejourney-forward.org
SUMMARY:The Closing Process--Making Dreams Come True!
DESCRIPTION:This workshop is part of our Pre-Purchase Homebuying Program and includes presentations by homebuying industry experts such as a Realtor\, Inspector\, Real Estate Attorney\, and a Mortgage Lender. This workshop\, partnered with a series of homebuying education modules by our online program partner Framework\, and one-on-one housing counseling\, entitles attendees to a certificate of completion that opens the door to Down Payment Assistance Programs for First Time Homebuyers. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/the-closing-process-making-dreams-come-true-4/
ATTACH;FMTTYPE=image/png:https://thejourney-forward.org/wp-content/uploads/2022/08/Homebuyer_Pandemic-1200.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20221019T150000
DTEND;TZID=UTC:20221019T160000
DTSTAMP:20260417T221054
CREATED:20220825T042723Z
LAST-MODIFIED:20221104T224100Z
UID:3771-1666191600-1666195200@thejourney-forward.org
SUMMARY:Foreclosure Prevention:  Mortgage Late--Don't Wait!
DESCRIPTION:Are you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. The Illinois Housing Development Authority (IHDA) is providing financial assistance through the Illinois Homeowner Assistance Fund Grant (ILHAF) for homeowners financially impacted due to COVID 19. The HAF Grant application and steps are explained in this webinar. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-dont-wait-16/
ATTACH;FMTTYPE=image/jpeg:https://thejourney-forward.org/wp-content/uploads/2022/08/foreclosure-prevention-1-1.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20221025T150000
DTEND;TZID=UTC:20221025T160000
DTSTAMP:20260417T221054
CREATED:20220825T042853Z
LAST-MODIFIED:20221104T222651Z
UID:3773-1666710000-1666713600@thejourney-forward.org
SUMMARY:Managing Student Loan Debt
DESCRIPTION:Student loan debt is not only a personal financial crisis for many\, it is a national crisis with the accumulated debt at nearly $1.6 trillion.  Student loan debt is now the second highest consumer debt category\, only behind mortgage debt–higher than both credit card debt and auto loans.  For many\, this is their single most expensive life-purchase.  Come to this webinar to understand how to deal with your student loan debt—this is a debt that does not go away\, and is not discharged in most Bankruptcies.  The first step in dealing with your student loans is to really understand what you’re dealing with.  What type of student loans do you have–federal or private? Or maybe\, you have both—learn strategies and options in paying your student loan debt. In his webinar we will discuss federal and private loans\, federal student loan flexible repayment options\, federal student loan rehabilitation\, loans in deferment and forbearance\, dealing with student loan collections\, and ways to attack your student loan debt. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/managing-student-loan-debt-18/
ATTACH;FMTTYPE=image/png:https://thejourney-forward.org/wp-content/uploads/2022/08/studentdebt.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20221026T180000
DTEND;TZID=UTC:20221026T190000
DTSTAMP:20260417T221054
CREATED:20220825T043044Z
LAST-MODIFIED:20221104T222644Z
UID:3775-1666807200-1666810800@thejourney-forward.org
SUMMARY:Fair Housing--Know Your Rights!
DESCRIPTION:The Fair Housing Act is a law created to help limit discriminatory practices related to landlords\, tenants\, and housing.  The act was created on the principle that every American should have an equal opportunity to seek a place to live\, without being afraid of discrimination due to factors outside their control.  Come learn about the purpose of The Fair Housing Act and efforts to prohibit discrimination in housing based on the following seven factors:  Color\, Disability\, Familial Status\, National Origin\, Race\, Religion\, and Sex. The act has two main purposes–to prevent discrimination and reverse housing segregation. Know your rights! \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/fair-housing-know-your-rights-12/
ATTACH;FMTTYPE=image/jpeg:https://thejourney-forward.org/wp-content/uploads/2022/08/qtq80-fFEiiC.jpeg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20221101T150000
DTEND;TZID=UTC:20221101T160000
DTSTAMP:20260417T221054
CREATED:20220908T113811Z
LAST-MODIFIED:20221104T222632Z
UID:3782-1667314800-1667318400@thejourney-forward.org
SUMMARY:Foreclosure Prevention: Mortgage Late--Do Not Wait!
DESCRIPTION:Are you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financialoptions and help that’s available to homeowners. \n\n\n\nRegister in advance for this webinar: \nRegister Now \n\n\n\nOne day prior to the workshop you will receive an email with login instructions.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-do-not-wait-10/
ATTACH;FMTTYPE=image/jpeg:https://thejourney-forward.org/wp-content/uploads/2022/09/foreclosure-prevention-1.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20221102T180000
DTEND;TZID=UTC:20221102T190000
DTSTAMP:20260417T221054
CREATED:20220825T033333Z
LAST-MODIFIED:20221104T222555Z
UID:3743-1667412000-1667415600@thejourney-forward.org
SUMMARY:Becoming a Renter:  Basics of the Tenant Landlord Relationship
DESCRIPTION:Real estate agent handing the house key to a client\n\n\n\n\n\n\n\n\n\nMost residents give little thought to how they communicate with their Landlord. Nearly 35 percent of Americans currently reside in rental units.  Finding and apartment that is a good fit financially\, location\, and life style can be challenging.  Additionally\, it is important to understand how to communicate effectively with your landlord.  The relationship that you enjoy with your landlord can directly impact your lifestyle\, comfort\, housing stability\, and financial standing. Establishing a positive and healthy relationship with your landlord can go a long way in helping to live in the best conditions possible\, getting the fastest responses to maintenance requests\, and keeping rental rates affordable. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/becoming-a-renter-basics-of-the-tenant-landlord-relationship-2/
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END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20221108T150000
DTEND;TZID=UTC:20221108T160000
DTSTAMP:20260417T221054
CREATED:20220825T033659Z
LAST-MODIFIED:20221104T214146Z
UID:3745-1667919600-1667923200@thejourney-forward.org
SUMMARY:Breaking the Paycheck-to-Paycheck Cycle
DESCRIPTION:Living paycheck to paycheck is stressful. It often causes dependence on credit cards and vulnerability to serious financial troubles. This webinar teaches strategies to money management that allows you to control your money\, rather than the lack of it controlling you. With a focus on developing the habit of saving\, come learn how to develop your spending and savings plan.  You will learn about the importance of tracking income and expenses\, establishing financial goals\, and learn to utilize financial tools to gain financial stability and security. Attendees will learn that an established household budget is the cornerstone of financial health. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/breaking-the-paycheck-to-paycheck-cycle-22/
ATTACH;FMTTYPE=image/jpeg:https://thejourney-forward.org/wp-content/uploads/2022/08/banks.jpg
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20221109T180000
DTEND;TZID=UTC:20221109T190000
DTSTAMP:20260417T221054
CREATED:20220825T035743Z
LAST-MODIFIED:20221104T222540Z
UID:3747-1668016800-1668020400@thejourney-forward.org
SUMMARY:Managing Student Loan Debt
DESCRIPTION:Student loan debt is not only a personal financial crisis for many\, it is a national crisis with the accumulated debt at nearly $1.6 trillion.  Student loan debt is now the second highest consumer debt category\, only behind mortgage debt–higher than both credit card debt and auto loans.  For many\, this is their single most expensive life-purchase.  Come to this webinar to understand how to deal with your student loan debt—this is a debt that does not go away\, and is not discharged in most Bankruptcies.  The first step in dealing with your student loans is to really understand what you’re dealing with.  What type of student loans do you have–federal or private? Or maybe\, you have both—learn strategies and options in paying your student loan debt. In his webinar we will discuss federal and private loans\, federal student loan flexible repayment options\, federal student loan rehabilitation\, loans in deferment and forbearance\, dealing with student loan collections\, and ways to attack your student loan debt. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/managing-student-loan-debt-17/
ATTACH;FMTTYPE=image/png:https://thejourney-forward.org/wp-content/uploads/2022/08/studentdebt.png
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BEGIN:VEVENT
DTSTART;TZID=UTC:20221115T180000
DTEND;TZID=UTC:20221115T203000
DTSTAMP:20260417T221054
CREATED:20220825T035932Z
LAST-MODIFIED:20221104T165104Z
UID:3749-1668535200-1668544200@thejourney-forward.org
SUMMARY:The Closing Process--Making Dreams Come True!
DESCRIPTION:This workshop is part of our Pre-Purchase Homebuying Program and includes presentations by homebuying industry experts such as a Realtor\, Inspector\, Real Estate Attorney\, and a Mortgage Lender. This workshop\, partnered with a series of homebuying education modules by our online program partner Framework\, and one-on-one housing counseling\, entitles attendees to a certificate of completion that opens the door to Down Payment Assistance Programs for First Time Homebuyers. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/the-closing-process-making-dreams-come-true-3/
ATTACH;FMTTYPE=image/png:https://thejourney-forward.org/wp-content/uploads/2022/08/Homebuyer_Pandemic-1200.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20221116T180000
DTEND;TZID=UTC:20221116T190000
DTSTAMP:20260417T221054
CREATED:20220825T040419Z
LAST-MODIFIED:20221104T222449Z
UID:3755-1668621600-1668625200@thejourney-forward.org
SUMMARY:Homebuying Basics
DESCRIPTION:Real estate broker agent consult to customer to decision making sign insurance form and sending house model to client after approve\, home model mortgage loan offer for and house insurance.\n\n\n\n\n\n\n\n\n\nBuying your first home takes gumption. You resist splurging on Insta-worthy vacations to save for a down payment and focus on your dream of homeownership.  Buying a home builds long-term wealth. With each mortgage payment\, you pay down your debt and accumulate equity in your home.  When you purchase a home\, you are investing in a community\, establishing roots\, and building wealth. Buying your first house is a huge accomplishment\, an important life milestone\, and for many\, the realization of the American Dream. Come learn about the basics of the homebuying process! \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/homebuying-basics-8/
ATTACH;FMTTYPE=image/png:https://thejourney-forward.org/wp-content/uploads/2022/08/savings.png
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20221129T150000
DTEND;TZID=UTC:20221129T160000
DTSTAMP:20260417T221054
CREATED:20220825T040843Z
LAST-MODIFIED:20221104T222059Z
UID:3759-1669734000-1669737600@thejourney-forward.org
SUMMARY:Understanding Credit and Your Credit Report
DESCRIPTION:The world runs on credit. Credit plays an important role in our financial lives. Not only is it essential for qualifying for a loan or getting a credit card\, but also for less obvious things like getting cellular telephone service\, renting a car\, and even employment opportunity. In this webinar we will review what is reported on a credit report\, the factors of a credit score\, how to access your own credit report\, and who has the right to pull a credit report. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/understanding-credit-and-your-credit-repor/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20221130T180000
DTEND;TZID=UTC:20221130T190000
DTSTAMP:20260417T221054
CREATED:20220825T041335Z
LAST-MODIFIED:20221104T222029Z
UID:3761-1669831200-1669834800@thejourney-forward.org
SUMMARY:Fair Housing--Know Your Rights!
DESCRIPTION:The Fair Housing Act is a law created to help limit discriminatory practices related to landlords\, tenants\, and housing.  The act was created on the principle that every American should have an equal opportunity to seek a place to live\, without being afraid of discrimination due to factors outside their control.  Come learn about the purpose of The Fair Housing Act and efforts to prohibit discrimination in housing based on the following seven factors:  Color\, Disability\, Familial Status\, National Origin\, Race\, Religion\, and Sex. The act has two main purposes–to prevent discrimination and reverse housing segregation. Know your rights! \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/fair-housing-know-your-rights-11/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20221206T150000
DTEND;TZID=UTC:20221206T160000
DTSTAMP:20260417T221054
CREATED:20220825T031457Z
LAST-MODIFIED:20221104T222002Z
UID:3732-1670338800-1670342400@thejourney-forward.org
SUMMARY:Foreclosure Prevention:  Mortgage Late—Don’t Wait!
DESCRIPTION:  \n\n\n\nAre you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help available to homeowners. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-dont-wait-12/
ATTACH;FMTTYPE=image/jpeg:https://thejourney-forward.org/wp-content/uploads/2022/08/foreclosure-prevention-1-1.jpg
END:VEVENT
END:VCALENDAR