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X-WR-CALNAME:The Journey Forward
X-ORIGINAL-URL:https://thejourney-forward.org
X-WR-CALDESC:Events for The Journey Forward
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TZID:UTC
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DTSTART:20230101T000000
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BEGIN:VEVENT
DTSTART;TZID=UTC:20230807T180000
DTEND;TZID=UTC:20230807T193000
DTSTAMP:20260417T130839
CREATED:20221213T021058Z
LAST-MODIFIED:20221213T021058Z
UID:5837-1691431200-1691436600@thejourney-forward.org
SUMMARY:Breaking the Paycheck to Paycheck Cycle
DESCRIPTION:Living paycheck to paycheck is stressful. It often causes dependence on credit cards and vulnerability to serious financial troubles. This webinar teaches strategies to money management that allows you to control your money\, rather than the lack of it controlling you. Learn how to develop a spending plan\, track income and expenses\, establish financial goals\, and learn to utilize financial tools to gain financial stability and security. Attendees will learn that an established household budget is the cornerstone of financial health and leads to financial health. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/breaking-the-paycheck-to-paycheck-cycle-28/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20230808T150000
DTEND;TZID=UTC:20230808T150000
DTSTAMP:20260417T130839
CREATED:20221213T021120Z
LAST-MODIFIED:20221213T021252Z
UID:5838-1691506800-1691506800@thejourney-forward.org
SUMMARY:Foreclosure Prevention: Mortgage Late--Do Not Wait!
DESCRIPTION:Are you facing a financial set-back?  Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-do-not-wait-18/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20230821T180000
DTEND;TZID=UTC:20230821T180000
DTSTAMP:20260417T130839
CREATED:20221213T021214Z
LAST-MODIFIED:20221213T021312Z
UID:5840-1692640800-1692640800@thejourney-forward.org
SUMMARY:You Can Bank On It!
DESCRIPTION:Traditional banking systems are often out of reach for many individuals and the alternatives to banking products are expensive and inefficient. The high fees associated with alternative financial services keep many individuals living the paycheck-to-paycheck cycle.  The pitfalls of being unbanked go beyond the financial.  Not belonging to a bank or credit union takes extra time. Unbanked individuals don’t have access to the many conveniences that come with online and mobile banking\, such as automatic bill pay and free money-transfer services. Prepaid cards may come with these services\, but they usually aren’t free\, unlike those offered by banks and credit unions.  This webinar explores the services of a bank\, banking products\, how to get banked\, and managing savings and checking accounts. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/you-can-bank-on-it-15/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20230822T150000
DTEND;TZID=UTC:20230822T163000
DTSTAMP:20260417T130839
CREATED:20221213T021348Z
LAST-MODIFIED:20221213T021348Z
UID:5841-1692716400-1692721800@thejourney-forward.org
SUMMARY:Managing Student Loan Debt
DESCRIPTION:Student loan debt is not only a personal financial crisis for many\, it is a national crisis with the accumulated debt at nearly $1.6 trillion. Student loan debt is now the second highest consumer debt category\, only behind mortgage debt–higher than both credit card debt and auto loans. For many\, this is their single most expensive life-purchase. Come to this webinar to understand how to deal with your student loan debt—this is a debt that does not go away\, and is not discharged in most Bankruptcies. The first step in dealing with your student loans is to really understand what you’re dealing with. What type of student loans do you have–federal or private? Or maybe\, like a lot of people\, you have both—learn strategies and options in paying your student loan debt. In his webinar we will discuss federal and private loans\, repayment options\, federal student loan rehabilitation\, loans in deferment and forbearance\, dealing with student loan collections\, and ways to attack your student loan debt. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/managing-student-loan-debt-21/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20230828T180000
DTEND;TZID=UTC:20230828T193000
DTSTAMP:20260417T130839
CREATED:20221213T021434Z
LAST-MODIFIED:20221213T021434Z
UID:5843-1693245600-1693251000@thejourney-forward.org
SUMMARY:Homebuying Basics
DESCRIPTION:Buying your first home takes gumption. You resist splurging on Insta-worthy vacations to save for a down payment and focus on your dream of homeownership. Buying a home builds long-term wealth. With each mortgage payment\, you pay down your debt and accumulate equity in your home. When you purchase a home\, you are investing in a community\, establishing roots\, and building wealth. Buying your first house is a huge accomplishment\, an important life milestone\, and for many\, the realization of the American Dream. Come learn about the basics of the home buying process! \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/homebuying-basics-14/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20230911T180000
DTEND;TZID=UTC:20230911T193000
DTSTAMP:20260417T130839
CREATED:20221213T022102Z
LAST-MODIFIED:20221213T022102Z
UID:5851-1694455200-1694460600@thejourney-forward.org
SUMMARY:Protecting Your Identity and Other Assets
DESCRIPTION:Your identity is your most valuable asset. Much of our lives have become digitized and we are increasingly linked to the internet and other digital portals that make us vulnerable to identity theft and fraud. In this webinar you will learn strategies to protect your identity as well as the necessary steps to take when victimized by identity theft. In addition\, it is important to protect not only what we own\, but who we love through insurance products. This webinar explains the role that insurance products play in our financial security and explores different types of insurance products to fit our needs. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/protecting-your-identity-and-other-assets-12/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20230918T180000
DTEND;TZID=UTC:20230918T193000
DTSTAMP:20260417T130839
CREATED:20221213T022124Z
LAST-MODIFIED:20221213T022124Z
UID:5852-1695060000-1695065400@thejourney-forward.org
SUMMARY:Fair Housing--Know Your Rights!
DESCRIPTION:The Fair Housing Act is a law created to help limit discriminatory practices related to landlords\, tenants\, and housing. The act was created on the principle that every American should have an equal opportunity to seek a place to live\, without being afraid of discrimination due to factors outside their control. Come learn about the purpose of The Fair Housing Act and efforts to prohibit discrimination in housing based on the following seven factors: Color\, Disability\, Familial Status\, National Origin\, Race\, Religion\, and Sex. The act has two main purposes–to prevent discrimination and reverse housing segregation. Know your rights! \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/fair-housing-know-your-rights-17/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20230919T180000
DTEND;TZID=UTC:20230919T193000
DTSTAMP:20260417T130839
CREATED:20221213T022200Z
LAST-MODIFIED:20221213T022200Z
UID:5853-1695146400-1695151800@thejourney-forward.org
SUMMARY:The Closing Process--Making Dreams Come True!
DESCRIPTION:This workshop is part of our Pre-Purchase Homebuying Program and includes presentations by homebuying industry experts such as a Realtor\, Inspector\, Real Estate Attorney\, and a Mortgage Lender. This workshop\, partnered with a series of homebuying education modules by our online program partner Framework\, and one-on-one housing counseling\, entitles attendees to a certificate of completion that opens the door to Down Payment Assistance Programs for First Time Homebuyers. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/the-closing-process-making-dreams-come-true-8/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20230925T180000
DTEND;TZID=UTC:20230925T193000
DTSTAMP:20260417T130839
CREATED:20221213T022222Z
LAST-MODIFIED:20221213T022222Z
UID:5854-1695664800-1695670200@thejourney-forward.org
SUMMARY:You Can Bank On It!
DESCRIPTION:Traditional banking systems are often out of reach for many individuals and the alternatives to banking products are expensive and inefficient. The high fees associated with alternative financial services keep many individuals living the paycheck-to-paycheck cycle. The pitfalls of being unbanked go beyond the financial. Not belonging to a bank or credit union takes extra time. Unbanked individuals don’t have access to the many conveniences that come with online and mobile banking\, such as automatic bill pay and free money-transfer services. Prepaid cards may come with these services\, but they usually aren’t free\, unlike those offered by banks and credit unions. This webinar explores the services of a bank\, banking products\, how to get banked\, and managing savings and checking accounts. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/you-can-bank-on-it-16/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20231002T180000
DTEND;TZID=UTC:20231002T193000
DTSTAMP:20260417T130839
CREATED:20221213T022922Z
LAST-MODIFIED:20221213T022922Z
UID:5865-1696269600-1696275000@thejourney-forward.org
SUMMARY:Fair Housing--Know Your Rights!
DESCRIPTION:The Fair Housing Act is a law created to help limit discriminatory practices related to landlords\, tenants\, and housing. The act was created on the principle that every American should have an equal opportunity to seek a place to live\, without being afraid of discrimination due to factors outside their control. Come learn about the purpose of The Fair Housing Act and efforts to prohibit discrimination in housing based on the following seven factors: Color\, Disability\, Familial Status\, National Origin\, Race\, Religion\, and Sex. The act has two main purposes–to prevent discrimination and reverse housing segregation. Know your rights! \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/fair-housing-know-your-rights-18/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20231009T180000
DTEND;TZID=UTC:20231009T193000
DTSTAMP:20260417T130839
CREATED:20221213T022947Z
LAST-MODIFIED:20221213T022947Z
UID:5866-1696874400-1696879800@thejourney-forward.org
SUMMARY:Protecting Your Identity and Other Assets
DESCRIPTION:Your identity is your most valuable asset. Much of our lives have become digitized and we are increasingly linked to the internet and other digital portals that make us vulnerable to identity theft and fraud. In this webinar you will learn strategies to protect your identity as well as the necessary steps to take when victimized by identity theft. In addition\, it is important to protect not only what we own\, but who we love through insurance products. This webinar explains the role that insurance products play in our financial security and explores different types of insurance products to fit our needs. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/protecting-your-identity-and-other-assets-13/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20231016T180000
DTEND;TZID=UTC:20231016T193000
DTSTAMP:20260417T130839
CREATED:20221213T023028Z
LAST-MODIFIED:20221213T023028Z
UID:5868-1697479200-1697484600@thejourney-forward.org
SUMMARY:Homebuying Basics
DESCRIPTION:Buying your first home takes gumption. You resist splurging on Insta-worthy vacations to save for a down payment and focus on your dream of homeownership. Buying a home builds long-term wealth. With each mortgage payment\, you pay down your debt and accumulate equity in your home. When you purchase a home\, you are investing in a community\, establishing roots\, and building wealth. Buying your first house is a huge accomplishment\, an important life milestone\, and for many\, the realization of the American Dream. Come learn about the basics of the home buying process! \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/homebuying-basics-15/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20231024T150000
DTEND;TZID=UTC:20231024T163000
DTSTAMP:20260417T130839
CREATED:20221213T023107Z
LAST-MODIFIED:20221213T023107Z
UID:5870-1698159600-1698165000@thejourney-forward.org
SUMMARY:Foreclosure Prevention: Mortgage Late--Do Not Wait!
DESCRIPTION:Are you facing a financial set-back?  Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-do-not-wait-20/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20231106T180000
DTEND;TZID=UTC:20231106T193000
DTSTAMP:20260417T130839
CREATED:20221213T023803Z
LAST-MODIFIED:20221213T023803Z
UID:5878-1699293600-1699299000@thejourney-forward.org
SUMMARY:You Can Bank On It!
DESCRIPTION:Traditional banking systems are often out of reach for many individuals and the alternatives to banking products are expensive and inefficient. The high fees associated with alternative financial services keep many individuals living the paycheck-to-paycheck cycle. The pitfalls of being unbanked go beyond the financial. Not belonging to a bank or credit union takes extra time. Unbanked individuals don’t have access to the many conveniences that come with online and mobile banking\, such as automatic bill pay and free money-transfer services. Prepaid cards may come with these services\, but they usually aren’t free\, unlike those offered by banks and credit unions. This webinar explores the services of a bank\, banking products\, how to get banked\, and managing savings and checking accounts. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/you-can-bank-on-it-17/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20231114T150000
DTEND;TZID=UTC:20231114T163000
DTSTAMP:20260417T130839
CREATED:20221213T023847Z
LAST-MODIFIED:20221213T023847Z
UID:5880-1699974000-1699979400@thejourney-forward.org
SUMMARY:Foreclosure Prevention: Mortgage Late--Do Not Wait!
DESCRIPTION:Are you facing a financial set-back?  Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-do-not-wait-21/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20231127T180000
DTEND;TZID=UTC:20231127T193000
DTSTAMP:20260417T130839
CREATED:20221213T024004Z
LAST-MODIFIED:20221213T024004Z
UID:5883-1701108000-1701113400@thejourney-forward.org
SUMMARY:Merry Money Management
DESCRIPTION:The Holiday Season brings cheer\, love\, and precious time with family and friends. But there is no denying that the Holidays can also bring its share of stress\, financial strain and anxiety. Avoid this by putting together a financial plan for the Holiday Season. Holiday financial strain often causes overuse of credit that leads to serious financial troubles. Don’t start a new year with an onslaught of holiday bills rolling in come January. This webinar teaches strategies to money management that allows you to enjoy the holiday season without going broke. Come to this workshop to learn how to develop your plan to enjoy and experience this Holiday Season in the healthiest of ways\, starting with your financial plan. Attendees will learn that an established household budget is the cornerstone of financial health and financial welness. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/merry-money-management/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20231211T180000
DTEND;TZID=UTC:20231211T193000
DTSTAMP:20260417T130839
CREATED:20221213T024529Z
LAST-MODIFIED:20221213T024529Z
UID:5892-1702317600-1702323000@thejourney-forward.org
SUMMARY:Tax Time
DESCRIPTION:It’s Tax Time! In this workshop we explore the benefits of filing a tax return\, the requirements for filing a tax return\, and how best to prepare for filing and what forms you need. We also warn of tax filing scams and best practices to protect yourself when filing your tax return. Whether you have to file a tax return depends on your income\, tax filing status\, your age as well as other factors. Even if you don’t have to file taxes\, you might want to do it anyway! You don’t want to miss out on a tax break or tax refund you are eligible for! Tax filing can be daunting\, come learn about tax filing requirements and best practices for filing. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/tax-time-3/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20240108T180000
DTEND;TZID=UTC:20240108T193000
DTSTAMP:20260417T130839
CREATED:20221213T024551Z
LAST-MODIFIED:20231228T232415Z
UID:5893-1704736800-1704742200@thejourney-forward.org
SUMMARY:Protecting Your Identity and Other Assets
DESCRIPTION:Your identity is your most valuable asset. Much of our lives have become digitized and we are increasingly linked to the internet and other digital portals that make us vulnerable to identity theft and fraud. In this webinar you will learn strategies to protect your identity as well as the necessary steps to take when victimized by identity theft. In addition\, it is important to protect not only what we own\, but who we love through insurance products. This webinar explains the role that insurance products play in our financial security and explores different types of insurance products to fit our needs. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/protecting-your-identity-and-other-assets-14/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20240116T180000
DTEND;TZID=UTC:20240116T193000
DTSTAMP:20260417T130839
CREATED:20231228T232458Z
LAST-MODIFIED:20231228T232521Z
UID:6575-1705428000-1705433400@thejourney-forward.org
SUMMARY:The Closing Process--Making Dreams Come True!
DESCRIPTION:This workshop is part of our Pre-Purchase Homebuying Program and includes presentations by homebuying industry experts such as a Realtor\, Inspector\, Real Estate Attorney\, and a Mortgage Lender. This workshop\, partnered with a series of homebuying education modules by our online program partner Framework\, and one-on-one housing counseling\, entitles attendees to a certificate of completion that opens the door to Down Payment Assistance Programs for First Time Homebuyers. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/the-closing-process-making-dreams-come-true-11/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20240122T180000
DTEND;TZID=UTC:20240122T193000
DTSTAMP:20260417T130839
CREATED:20231228T232615Z
LAST-MODIFIED:20231228T232615Z
UID:6577-1705946400-1705951800@thejourney-forward.org
SUMMARY:Understanding Credit and Your Credit Report
DESCRIPTION:The world runs on credit. Credit plays an important role in our financial lives. Not only is it essential for qualifying for a loan or getting a credit card\, but also for less obvious things like getting cellular telephone service\, renting a car\, & even employment opportunity. In this webinar we will review what is reported on a credit report\, the factors of a credit score\, how to access your own credit report\, and who has the right to pull a credit report. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/understanding-credit-and-your-credit-report-27/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20240129T180000
DTEND;TZID=UTC:20240129T193000
DTSTAMP:20260417T130839
CREATED:20231228T232655Z
LAST-MODIFIED:20231228T232655Z
UID:6579-1706551200-1706556600@thejourney-forward.org
SUMMARY:Tax Time
DESCRIPTION:It’s Tax Time! In this workshop we explore the benefits of filing a tax return\, the requirements for filing a tax return\, and how best to prepare for filing and what forms you need. We also warn of tax filing scams and best practices to protect yourself when filing your tax return. Whether you have to file a tax return depends on your income\, tax filing status\, your age as well as other factors. Even if you don’t have to file taxes\, you might want to do it anyway! You don’t want to miss out on a tax break or tax refund you are eligible for! Tax filing can be daunting\, come learn about tax filing requirements and best practices for filing. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/tax-time-4/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20240205T180000
DTEND;TZID=UTC:20240205T193000
DTSTAMP:20260417T130839
CREATED:20231228T232827Z
LAST-MODIFIED:20231228T232827Z
UID:6581-1707156000-1707161400@thejourney-forward.org
SUMMARY:Becoming a Renter: Basics of the Tenant Landlord Relationship
DESCRIPTION:Most residents give little thought to how they communicate with their Landlord. Nearly 35 percent of Americans currently reside in rental units. It is important to understand how to communicate effectively with a landlord. The relationship that you enjoy with your landlord can directly impact your lifestyle\, comfort\, housing stability\, and financial standing. Establishing a positive and healthy relationship with your landlord can go a long way in helping to live in the best conditions possible\, getting the fastest responses to maintenance requests\, and keeping rental rates affordable. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/becoming-a-renter-basics-of-the-tenant-landlord-relationship-6/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20240212T180000
DTEND;TZID=UTC:20240212T193000
DTSTAMP:20260417T130839
CREATED:20231228T233038Z
LAST-MODIFIED:20231228T233038Z
UID:6583-1707760800-1707766200@thejourney-forward.org
SUMMARY:You Can Bank On It!
DESCRIPTION:Making smart credit choices\, and understanding the important role that credit plays in our financial lives is critical to sound financial management. This webinar explores the role that credit cards play in developing our creditworthiness and how to choose the right credit product for our financial needs. Just as important\, is the management of credit accounts and knowing best practices concerning debt. Understanding debt can be complicated. For many\, it is necessary to achieve important financial goals like purchasing a car or home; however\, it is critical that we don’t allow debt to undermine our financial stability. This webinar explores strategies in paying-down debt\, and debt-relief options. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/you-can-bank-on-it-19/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20240219T180000
DTEND;TZID=UTC:20240219T193000
DTSTAMP:20260417T130839
CREATED:20221213T023049Z
LAST-MODIFIED:20231228T233119Z
UID:5869-1708365600-1708371000@thejourney-forward.org
SUMMARY:Managing Student Loan Debt
DESCRIPTION:Student loan debt is not only a personal financial crisis for many\, it is a national crisis with the accumulated debt at nearly $1.6 trillion. Student loan debt is now the second highest consumer debt category\, only behind mortgage debt–higher than both credit card debt and auto loans. For many\, this is their single most expensive life-purchase. Come to this webinar to understand how to deal with your student loan debt—this is a debt that does not go away\, and is not discharged in most Bankruptcies. The first step in dealing with your student loans is to really understand what you’re dealing with. What type of student loans do you have–federal or private? Or maybe\, like a lot of people\, you have both—learn strategies and options in paying your student loan debt. In his webinar we will discuss federal and private loans\, repayment options\, federal student loan rehabilitation\, loans in deferment and forbearance\, dealing with student loan collections\, and ways to attack your student loan debt. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/managing-student-loan-debt-22/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20240220T180000
DTEND;TZID=UTC:20240220T193000
DTSTAMP:20260417T130839
CREATED:20221213T023916Z
LAST-MODIFIED:20231228T233214Z
UID:5881-1708452000-1708457400@thejourney-forward.org
SUMMARY:The Closing Process--Making Dreams Come True!
DESCRIPTION:This workshop is part of our Pre-Purchase Homebuying Program and includes presentations by homebuying industry experts such as a Realtor\, Inspector\, Real Estate Attorney\, and a Mortgage Lender. This workshop\, partnered with a series of homebuying education modules by our online program partner Framework\, and one-on-one housing counseling\, entitles attendees to a certificate of completion that opens the door to Down Payment Assistance Programs for First Time Homebuyers. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/the-closing-process-making-dreams-come-true-9/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20240226T180000
DTEND;TZID=UTC:20240226T193000
DTSTAMP:20260417T130839
CREATED:20221213T023005Z
LAST-MODIFIED:20231228T233304Z
UID:5867-1708970400-1708975800@thejourney-forward.org
SUMMARY:Breaking the Paycheck to Paycheck Cycle
DESCRIPTION:Living paycheck to paycheck is stressful. It often causes dependence on credit cards and vulnerability to serious financial troubles. This webinar teaches strategies to money management that allows you to control your money\, rather than the lack of it controlling you. Learn how to develop a spending plan\, track income and expenses\, establish financial goals\, and learn to utilize financial tools to gain financial stability and security. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/breaking-the-paycheck-to-paycheck-cycle-29/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20240304T180000
DTEND;TZID=UTC:20240304T193000
DTSTAMP:20260417T130839
CREATED:20231228T233343Z
LAST-MODIFIED:20231228T233343Z
UID:6573-1709575200-1709580600@thejourney-forward.org
SUMMARY:Protecting Your Identity and Other Assets
DESCRIPTION:Your identity is your most valuable asset. Much of our lives have become digitized and we are increasingly linked to the internet and other digital portals that make us vulnerable to identity theft and fraud. In this webinar you will learn strategies to protect your identity as well as the necessary steps to take when victimized by identity theft. In addition\, it is important to protect not only what we own\, but who we love through insurance products. This webinar explains the role that insurance products play in our financial security and explores different types of insurance products to fit our needs. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/protecting-your-identity-and-other-assets-15/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20240306T180000
DTEND;TZID=UTC:20240306T193000
DTSTAMP:20260417T130839
CREATED:20240221T163022Z
LAST-MODIFIED:20240221T163949Z
UID:6659-1709748000-1709753400@thejourney-forward.org
SUMMARY:Foreclosure Prevention:  Mortgage Late--Do Not Wait!
DESCRIPTION:Are you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. \n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-do-not-wait-17/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20240309T120000
DTEND;TZID=UTC:20240309T133000
DTSTAMP:20260417T130839
CREATED:20240306T005137Z
LAST-MODIFIED:20240306T005137Z
UID:6723-1709985600-1709991000@thejourney-forward.org
SUMMARY:In-Person Homebuying Basics
DESCRIPTION:Location:  BMO Branch 522 W. Roosevelt\, Chicago\, IL  \nRegister in advance for this webinar: \nRegister Now \nAfter registering\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/in-person-homebuying-basics/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20240311T180000
DTEND;TZID=UTC:20240311T193000
DTSTAMP:20260417T130839
CREATED:20221213T021149Z
LAST-MODIFIED:20240221T165814Z
UID:5839-1710180000-1710185400@thejourney-forward.org
SUMMARY:Fair Housing--Know Your Rights!
DESCRIPTION:The Fair Housing Act is a law created to help limit discriminatory practices related to landlords\, tenants\, and housing. The act was created on the principle that every American should have an equal opportunity to seek a place to live\, without being afraid of discrimination due to factors outside their control. Come learn about the purpose of The Fair Housing Act and efforts to prohibit discrimination in housing based on the following seven factors: Color\, Disability\, Familial Status\, National Origin\, Race\, Religion\, and Sex. The act has two main purposes–to prevent discrimination and reverse housing segregation. Know your rights! \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/understanding-credit-and-your-credit-report-26/
END:VEVENT
END:VCALENDAR