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X-WR-CALDESC:Events for The Journey Forward
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DTSTART;TZID=UTC:20220302T180000
DTEND;TZID=UTC:20220302T190000
DTSTAMP:20260422T045244
CREATED:20211206T095919Z
LAST-MODIFIED:20221104T214641Z
UID:3409-1646244000-1646247600@thejourney-forward.org
SUMMARY:Breaking the Paycheck-to-Paycheck Cycle
DESCRIPTION:Living paycheck to paycheck is stressful. It often causes dependence on credit cards and vulnerability to serious financial troubles. This webinar teaches strategies to money management that allows you to control your money\, rather than the lack of it controlling you. Learn how to develop a spending plan\, track income and expenses\, establish financial goals\, and learn to utilize financial tools to gain financial stability and security. \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://us06web.zoom.us/webinar/register/WN_LFzgBpDnQgq0VEhg8PGFZw \n\n\n\nAfter registering\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/breaking-the-paycheck-to-paycheck-cycle-16/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220308T150000
DTEND;TZID=UTC:20220308T160000
DTSTAMP:20260422T045244
CREATED:20211206T100057Z
LAST-MODIFIED:20221107T191546Z
UID:3410-1646751600-1646755200@thejourney-forward.org
SUMMARY:Understanding Credit and Your Credit Report
DESCRIPTION:  \n\n\n\nThe world runs on credit. Credit plays an important role in our financial lives. Not only is it essential for qualifying for a loan or getting a credit card\, but also for less obvious things like getting cellular telephone service\, renting a car\, & even employment opportunity. In this webinar we will review what is reported on a credit report\, the factors of a credit score\, how to access your own credit report\, and who has the right to pull a credit report. \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://us06web.zoom.us/webinar/register/WN_4U3uf1LzTA-zhScnKSHNug \n\n\n\nAfter registering\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/understanding-credit-and-your-credit-report-13/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220309T180000
DTEND;TZID=UTC:20220309T190000
DTSTAMP:20260422T045244
CREATED:20211206T100242Z
LAST-MODIFIED:20221107T191438Z
UID:3411-1646848800-1646852400@thejourney-forward.org
SUMMARY:You Can Bank On It!
DESCRIPTION:  \n\n\n\nTraditional banking systems are often out of reach for many individuals and the alternatives to banking products are expensive and inefficient. The high fees associated with alternative financial services keep many individuals living the paycheck-to-paycheck cycle.  The pitfalls of being unbanked go beyond the financial.  Not belonging to a bank or credit union takes extra time. Unbanked individuals don’t have access to the many conveniences that come with online and mobile banking\, such as automatic bill pay and free money-transfer services. Prepaid cards may come with these services\, but they usually aren’t free\, unlike those offered by banks and credit unions.  This webinar explores the services of a bank\, banking products\, how to get banked\, and managing savings and checking accounts. \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://us06web.zoom.us/webinar/register/WN_C7YLgM0nS8-IeJE54VXLDw After registering\, you will receive a confirmation email containing information about joining the webinar
URL:https://thejourney-forward.org/event/you-can-bank-on-it-9/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220315T150000
DTEND;TZID=UTC:20220315T160000
DTSTAMP:20260422T045244
CREATED:20211206T100436Z
LAST-MODIFIED:20221107T191429Z
UID:3412-1647356400-1647360000@thejourney-forward.org
SUMMARY:Managing Student Loan Debt
DESCRIPTION:  \n\n\n\nStudent loan debt is now the second highest consumer debt category\, only behind mortgage debt–higher than both credit card debt and auto loans.  For many\, this is their single most expensive life-purchase.  Come to this webinar to understand how to deal with your student loan debt—this is a debt that does not go away\, and is not discharged in most Bankruptcies.  The first step in dealing with your student loans is to really understand what you’re dealing with.  What type of student loans do you have–federal or private? Or maybe\, you have both—learn strategies and options in paying your student loan debt. We will discuss federal and private loans\, repayment options\, federal student loan rehabilitation\, loans in deferment and forbearance\, dealing with student loan collections\, and ways to attack your student loan debt. \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://us06web.zoom.us/webinar/register/WN_Xl2Md4AcR6yKQayzWCi2Yw \n\n\n\nAfter registering\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/managing-student-loan-debt-12/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220315T150000
DTEND;TZID=UTC:20220315T160000
DTSTAMP:20260422T045244
CREATED:20220225T042632Z
LAST-MODIFIED:20221107T191424Z
UID:3420-1647356400-1647360000@thejourney-forward.org
SUMMARY:Trauma Talk:  Coping\,Self-Care\, & Seeking Support
DESCRIPTION:  \n\n\n\n\n\nFacilitated by Jennifer Annen\, S LCPC \n\n\n\nA trauma is an event\, series of events\, or set of circumstances that is experienced to be physically or emotionally harmful or life-threatening with lasting adverse effects on the mental\, physical\, social\, emotional\, or spiritual well-being. Although we are all vulnerable to trauma\, we are all also able to identify\, manage\, and recover from traumatic experiences. Attend the Trauma Talk virtual wellness event for conversation on trauma\, how to cope with and manage trauma responses\, and when and how to seek professional support\, if needed. \n\n\n\nZoom Registration Link: https://bit.ly/3shW8Pu  \n\n\n\nYou will be emailed a confirmation with the link to attend the event online. At the date/time of the event\, click on the link in the email. You will be redircted to the Zoom meeting room and admitted to the event by the facilitator.
URL:https://thejourney-forward.org/event/trauma-talk-copingself-care-seeking-support/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220322T150000
DTEND;TZID=UTC:20220322T160000
DTSTAMP:20260422T045244
CREATED:20211206T100627Z
LAST-MODIFIED:20221107T191417Z
UID:3413-1647961200-1647964800@thejourney-forward.org
SUMMARY:Homebuying Basics
DESCRIPTION:Real estate broker agent consult to customer to decision making sign insurance form and sending house model to client after approve\, home model mortgage loan offer for and house insurance.\n\n\n\n\n\n\n\n\n\n  \n\n\n\nBuying your first home takes gumption. You resist splurging on Insta-worthy vacations to save for a down payment and focus on your dream of homeownership.  Buying a home builds long-term wealth. With each mortgage payment\, you pay down your debt and accumulate equity in your home.  When you purchase a home\, you are investing in a community\, establishing roots\, and building wealth. Buying your first house is a huge accomplishment\, an important life milestone\, and for many\, the realization of the American Dream. Come learn about the basics of the home buying process! \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://us06web.zoom.us/webinar/register/WN_NP4PeH7CRgmx4resQfIlVw \n\n\n\nAfter registering\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/homebuying-basics-2/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220322T150000
DTEND;TZID=UTC:20220322T160000
DTSTAMP:20260422T045244
CREATED:20220225T043029Z
LAST-MODIFIED:20221107T191334Z
UID:3421-1647961200-1647964800@thejourney-forward.org
SUMMARY:Expressing  Gratitude 
DESCRIPTION:  \n\n\n\n  \n\n\n\n  \n\n\n\n\n\nIn the midst of uncertainty\, it serves you well to reflect on how gratitude might help calm you\, reduce fears and expectations\, and open you up to greater clarity and love. Gratitude may not cure or solve anxiety or concerns but it can foster ease\, connection\, kindness\, and well-being. It’s good for your mental and physical health\, it can help you relax\, and its effects can help you stay grounded. Attend the Expressing Gratitude virtual wellness event to see how practicing gratitude can help you! \n\n\n\nZoom Registration Link: https://bit.ly/3t3OmrB  \n\n\n\nYou will be emailed a confirmation with the link to attend the event online. At the date/time of the event\, click on the link in the email. You will be redircted to the Zoom meeting room and admitted to the event by the facilitator.
URL:https://thejourney-forward.org/event/expressing-gratitude-3/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220329T150000
DTEND;TZID=UTC:20220329T160000
DTSTAMP:20260422T045244
CREATED:20211206T100958Z
LAST-MODIFIED:20221107T191330Z
UID:3414-1648566000-1648569600@thejourney-forward.org
SUMMARY:Understanding Credit and Your Credit Report
DESCRIPTION:The world runs on credit. Credit essential for qualifying for a loan or getting a credit card\, but also for less obvious things like getting a cell phone\, renting a car\, and employment. Review what is on a credit report\, the factors of a credit score\, how to access your own credit report\, and who has the right to pull a credit report. \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://us06web.zoom.us/webinar/register/WN_sJJMSn4YQsSub4o0lAt1ng \n\n\n\nAfter registering\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/understanding-credit-and-your-credit-report-14/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220330T180000
DTEND;TZID=UTC:20220330T190000
DTSTAMP:20260422T045244
CREATED:20211206T101139Z
LAST-MODIFIED:20221107T191322Z
UID:3415-1648663200-1648666800@thejourney-forward.org
SUMMARY:Homebuying Basics
DESCRIPTION:Buying your first home takes gumption. You resist splurging on Insta-worthy vacations to save for a down payment and focus on your dream of homeownership.  Buying a home builds long-term wealth. With each mortgage payment\, you pay down your debt and accumulate equity in your home.  When you purchase a home\, you are investing in a community\, establishing roots\, and building wealth. Buying your first house is a huge accomplishment\, an important life milestone\, and for many\, the realization of the American Dream. Come learn about the basics of the home buying process! \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://us06web.zoom.us/webinar/register/WN_jwEwuXTQTM-U2lx-er4Gvg \n\n\n\nAfter registering\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/homebuying-basics-3/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220405T150000
DTEND;TZID=UTC:20220405T160000
DTSTAMP:20260422T045244
CREATED:20220331T070324Z
LAST-MODIFIED:20221104T214624Z
UID:3422-1649170800-1649174400@thejourney-forward.org
SUMMARY:Breaking the Paycheck-to-Paycheck Cycle Webinar
DESCRIPTION:Living paycheck to paycheck is stressful. It often causes dependence on credit cards and vulnerability to serious financial troubles. This webinar teaches strategies to money management that allows you to control your money\, rather than the lack of it controlling you. Learn how to develop a spending plan\, track income and expenses\, establish financial goals\, and learn to utilize financial tools to gain financial stability and security. Attendees will learn that an established household budget is the cornerstone of financial health and leads to financial health. \n\n\n\nPlease register online – Registration Link: https://tjf.avp.cc/?EventId=1 \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar. \n\n\n\n 
URL:https://thejourney-forward.org/event/breaking-the-paycheck-to-paycheck-cycle-webinar/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220406T150000
DTEND;TZID=UTC:20220406T160000
DTSTAMP:20260422T045244
CREATED:20220331T071332Z
LAST-MODIFIED:20221107T191303Z
UID:3423-1649257200-1649260800@thejourney-forward.org
SUMMARY:Foreclosure Prevention:  Mortgage Late--Don't Wait
DESCRIPTION:Are you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. The Illinois Housing Development Authority (IHDA) is providing financial assistance through the Illinois Homeowner Assistance Fund Grant (ILHAF) for homeowners financially impacted due to COVID 19. The HAF Grant application and steps are explained in this webinar. \n\n\n\nRegister online – Registration link: https://tjf.avp.cc/?EventId=2 \n\n\n\nOne day prior to the webinar date\, you will receive a Zoom link via email.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-dont-wait-5/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220406T180000
DTEND;TZID=UTC:20220406T190000
DTSTAMP:20260422T045244
CREATED:20220331T071800Z
LAST-MODIFIED:20221107T191223Z
UID:3424-1649268000-1649271600@thejourney-forward.org
SUMMARY:Understanding Credit and Your Credit Report
DESCRIPTION:The world runs on credit. Credit plays an important role in our financial lives. Not only is it essential for qualifying for a loan or getting a credit card\, but also for less obvious things like getting cellular telephone service\, renting a car\, and even employment opportunity. In this webinar we will review what is reported on a credit report\, the factors of a credit score\, how to access your own credit report\, and who has the right to pull a credit report. \n\n\n\nRegister online – Registration Link: https://tjf.avp.cc/?EventId=3 \n\n\n\nOne day prior to the webinar date\, you will receive a Zoom link via email.
URL:https://thejourney-forward.org/event/understanding-credit-and-your-credit-report-15/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220412T150000
DTEND;TZID=UTC:20220412T160000
DTSTAMP:20260422T045244
CREATED:20220331T072438Z
LAST-MODIFIED:20221107T191217Z
UID:3425-1649775600-1649779200@thejourney-forward.org
SUMMARY:Understanding Credit and Your Credit Report
DESCRIPTION:The world runs on credit. Credit plays an important role in our financial lives. Not only is it essential for qualifying for a loan or getting a credit card\, but also for less obvious things like getting cellular telephone service\, renting a car\, and even employment opportunity. In this webinar we will review what is reported on a credit report\, the factors of a credit score\, how to access your own credit report\, and who has the right to pull a credit report. \n\n\n\nRegister online: Registration Link: https://tjf.avp.cc/?EventId=4 \n\n\n\nOne day prior to the webinar date\, you will receive a Zoom link via email.
URL:https://thejourney-forward.org/event/understanding-credit-and-your-credit-report-16/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220413T180000
DTEND;TZID=UTC:20220413T190000
DTSTAMP:20260422T045244
CREATED:20220407T071644Z
LAST-MODIFIED:20221107T191211Z
UID:3431-1649872800-1649876400@thejourney-forward.org
SUMMARY:Foreclosure Prevention:  Mortgage Late--Don't Wait
DESCRIPTION:Are you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. The Illinois Housing Development Authority (IHDA) is providing financial assistance through the Illinois Homeowner Assistance Fund Grant (ILHAF) for homeowners financially impacted due to COVID 19. The HAF Grant application and steps are explained in this webinar. \n\n\n\nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=5 \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-dont-wait-4-2/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220419T150000
DTEND;TZID=UTC:20220419T160000
DTSTAMP:20260422T045244
CREATED:20220401T022619Z
LAST-MODIFIED:20221107T191205Z
UID:3426-1650380400-1650384000@thejourney-forward.org
SUMMARY:You Can Bank On It!
DESCRIPTION:Traditional banking systems are often out of reach for many individuals and the alternatives to banking products are expensive and inefficient. The high fees associated with alternative financial services keep many individuals living the paycheck-to-paycheck cycle.  The pitfalls of being unbanked go beyond the financial.  Not belonging to a bank or credit union takes extra time. Unbanked individuals don’t have access to the many conveniences that come with online and mobile banking\, such as automatic bill pay and free money-transfer services. Prepaid cards may come with these services\, but they usually aren’t free\, unlike those offered by banks and credit unions.  This webinar explores the services of a bank\, banking products\, how to get banked\, and managing savings and checking accounts. \n\n\n\nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=6 \n\n\n\nOne day prior to the webinar date\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/you-can-bank-on-it-10/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220420T150000
DTEND;TZID=UTC:20220420T160000
DTSTAMP:20260422T045244
CREATED:20220407T073243Z
LAST-MODIFIED:20221107T191158Z
UID:3432-1650466800-1650470400@thejourney-forward.org
SUMMARY:Foreclosure Prevention:  Mortgage Late--Don't Wait
DESCRIPTION:Are you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. The Illinois Housing Development Authority (IHDA) is providing financial assistance through the Illinois Homeowner Assistance Fund Grant (ILHAF) for homeowners financially impacted due to COVID 19. The HAF Grant application and steps are explained in this webinar. \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://tjf.avp.cc/?EventId=8 \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-dont-wait-2-2/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220420T180000
DTEND;TZID=UTC:20220420T190000
DTSTAMP:20260422T045244
CREATED:20220401T114625Z
LAST-MODIFIED:20221107T190950Z
UID:3427-1650477600-1650481200@thejourney-forward.org
SUMMARY:Managing Student Loan Debt
DESCRIPTION:Student loan debt is not only a personal financial crisis for many\, it is a national crisis with the accumulated debt at nearly $1.6 trillion.  Student loan debt is now the second highest consumer debt category\, only behind mortgage debt–higher than both credit card debt and auto loans.  For many\, this is their single most expensive life-purchase.  Come to this webinar to understand how to deal with your student loan debt—this is a debt that does not go away\, and is not discharged in most Bankruptcies.  The first step in dealing with your student loans is to really understand what you’re dealing with.  What type of student loans do you have–federal or private? Or maybe\, you have both—learn strategies and options in paying your student loan debt. In his webinar we will discuss federal and private loans\, repayment options\, federal student loan rehabilitation\, loans in deferment and forbearance\, dealing with student loan collections\, and ways to attack your student loan debt. \n\n\n\nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=7 \n\n\n\nOne day prior to the webinar date\, you will receive a Zoom link via email.
URL:https://thejourney-forward.org/event/managing-student-loan-debt-13/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220421T140000
DTEND;TZID=UTC:20220421T150000
DTSTAMP:20260422T045244
CREATED:20220401T120051Z
LAST-MODIFIED:20221107T191025Z
UID:3430-1650549600-1650553200@thejourney-forward.org
SUMMARY:Child Abuse Prevention Awareness 
DESCRIPTION:Knowing the signs and symptoms of child abuse and neglect as well as how to report your concerns will prepare you to help a child in need. Join this event to gain valuable information on how to be an advocate and protect the children in your lives. \n\n\n\n  \n\n\n\nThis presentation is facilitated by Jennifer Annen\, LCPC\, a clinician with out partner agency E&ES \n\n\n\nRegistration Link: https://bit.ly/3uApQil
URL:https://thejourney-forward.org/event/child-abuse-prevention-awareness-2/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20220426T150000
DTEND;TZID=America/New_York:20220426T160000
DTSTAMP:20260422T045244
CREATED:20220401T114942Z
LAST-MODIFIED:20221107T191019Z
UID:3428-1650985200-1650988800@thejourney-forward.org
SUMMARY:Foreclosure Prevention:  Mortgage Late--Don't Wait
DESCRIPTION:Are you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. The Illinois Housing Development Authority (IHDA) is providing financial assistance through the Illinois Homeowner Assistance Fund Grant (ILHAF) for homeowners financially impacted due to COVID 19. The HAF Grant application and steps are explained in this webinar. \n\n\n\nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=9 \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-dont-wait-3-2/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220427T180000
DTEND;TZID=UTC:20220427T190000
DTSTAMP:20260422T045244
CREATED:20220401T115215Z
LAST-MODIFIED:20221104T231941Z
UID:3429-1651082400-1651086000@thejourney-forward.org
SUMMARY:Home Buying Basics
DESCRIPTION:Buying your first home takes gumption. You resist splurging on Insta-worthy vacations to save for a down payment and focus on your dream of homeownership.  Buying a home builds long-term wealth. With each mortgage payment\, you pay down your debt and accumulate equity in your home.  When you purchase a home\, you are investing in a community\, establishing roots\, and building wealth. Buying your first house is a huge accomplishment\, an important life milestone\, and for many\, the realization of the American Dream. Come learn about the basics of the home buying process! \n\n\n\nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=39 \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/home-buying-basics-8/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220503T150000
DTEND;TZID=UTC:20220503T160000
DTSTAMP:20260422T045244
CREATED:20220427T061830Z
LAST-MODIFIED:20221104T231933Z
UID:3437-1651590000-1651593600@thejourney-forward.org
SUMMARY:Managing Student Loan Debt
DESCRIPTION:Student loan debt is not only a personal financial crisis for many\, it is a national crisis with the accumulated debt at nearly $1.6 trillion.  Student loan debt is now the second highest consumer debt category\, only behind mortgage debt–higher than both credit card debt and auto loans.  For many\, this is their single most expensive life-purchase.  Come to this webinar to understand how to deal with your student loan debt—this is a debt that does not go away\, and is not discharged in most Bankruptcies.  The first step in dealing with your student loans is to really understand what you’re dealing with.  What type of student loans do you have–federal or private? Or maybe\, you have both—learn strategies and options in paying your student loan debt. In his webinar we will discuss federal and private loans\, repayment options\, federal student loan rehabilitation\, loans in deferment and forbearance\, dealing with student loan collections\, and ways to attack your student loan debt. \n\n\n\nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=11 \n\n\n\nOne day prior to the scheduled webinar\, you will receive an email in information to join.
URL:https://thejourney-forward.org/event/managing-student-loan-debt-14/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220504T150000
DTEND;TZID=UTC:20220504T160000
DTSTAMP:20260422T045244
CREATED:20220407T084151Z
LAST-MODIFIED:20221104T231928Z
UID:3433-1651676400-1651680000@thejourney-forward.org
SUMMARY:Foreclosure Prevention: Mortgage Late--Don't Wait
DESCRIPTION:Are you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. The Illinois Housing Development Authority (IHDA) is providing financial assistance through the Illinois Homeowner Assistance Fund Grant (ILHAF) for homeowners financially impacted due to COVID 19. The HAF Grant application and steps are explained in this webinar. \n\n\n\nRegister in advance for this webinar:https://tjf.avp.cc/?EventId=12 \n\n\n\nOne day prior to the webinar you will receive an email confirmation with information about joining the webinar.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-dont-wait-5-2/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220504T180000
DTEND;TZID=UTC:20220504T190000
DTSTAMP:20260422T045244
CREATED:20220427T062603Z
LAST-MODIFIED:20221104T231925Z
UID:3438-1651687200-1651690800@thejourney-forward.org
SUMMARY:Understanding Credit and Your Credit Report
DESCRIPTION:The world runs on credit. Credit plays an important role in our financial lives. Not only is it essential for qualifying for a loan or getting a credit card\, but also for less obvious things like getting cellular telephone service\, renting a car\, and even employment opportunity. In this webinar we will review what is reported on a credit report\, the factors of a credit score\, how to access your own credit report\, and who has the right to pull a credit report.\ \n\n\n\nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=13 \n\n\n\nOne day prior to the scheduled webinar\, you will receive an email in information to join.
URL:https://thejourney-forward.org/event/understanding-credit-and-your-credit-report-17/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220510T150000
DTEND;TZID=UTC:20220510T160000
DTSTAMP:20260422T045244
CREATED:20220427T063113Z
LAST-MODIFIED:20221104T231914Z
UID:3439-1652194800-1652198400@thejourney-forward.org
SUMMARY:Fair Housing--Know Your Rights!
DESCRIPTION:The Fair Housing Act is a law created to help limit discriminatory practices related to landlords\, tenants\, and housing.  The act was created on the principle that every American should have an equal opportunity to seek a place to live\, without being afraid of discrimination due to factors outside their control.  Come learn about the purpose of The Fair Housing Act and efforts to prohibit discrimination in housing based on the following seven factors:  Color\, Disability\, Familial Status\, National Origin\, Race\, Religion\, and Sex. The act has two main purposes–to prevent discrimination and reverse housing segregation. Know your rights! \n\n\n\nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=14 \n\n\n\nOne day prior to the scheduled webinar\, you will receive an email in information to join.
URL:https://thejourney-forward.org/event/fair-housing-know-your-rights-7/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220511T180000
DTEND;TZID=UTC:20220511T190000
DTSTAMP:20260422T045244
CREATED:20220407T084953Z
LAST-MODIFIED:20221104T231907Z
UID:3434-1652292000-1652295600@thejourney-forward.org
SUMMARY:Foreclosure Prevention:  Mortgage Late--Don't Wait
DESCRIPTION:  \n\n\n\nAre you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. The Illinois Housing Development Authority (IHDA) is providing financial assistance through the Illinois Homeowner Assistance Fund Grant (ILHAF) for homeowners financially impacted due to COVID 19. The HAF Grant application and steps are explained in this webinar. \n\n\n\nRegister in advance for this webinar:https://tjf.avp.cc/?EventId=15 \n\n\n\nOne day prior to the webinar you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-dont-wait-7/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220517T150000
DTEND;TZID=UTC:20220517T160000
DTSTAMP:20260422T045244
CREATED:20220427T063422Z
LAST-MODIFIED:20221104T231900Z
UID:3440-1652799600-1652803200@thejourney-forward.org
SUMMARY:Homebuying Basics
DESCRIPTION:Buying your first home takes gumption. You resist splurging on Insta-worthy vacations to save for a down payment and focus on your dream of homeownership.  Buying a home builds long-term wealth. With each mortgage payment\, you pay down your debt and accumulate equity in your home.  When you purchase a home\, you are investing in a community\, establishing roots\, and building wealth. Buying your first house is a huge accomplishment\, an important life milestone\, and for many\, the realization of the American Dream. Come learn about the basics of milestone\, and for many\, the realization of the American Dream. Come learn about the basics of the home buying process! \n\n\n\nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=16 \n\n\n\n One day prior to the scheduled webinar\, you will receive an email in information to join.
URL:https://thejourney-forward.org/event/homebuying-basics-4/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220517T183000
DTEND;TZID=UTC:20220517T190000
DTSTAMP:20260422T045244
CREATED:20220514T035829Z
LAST-MODIFIED:20221104T231804Z
UID:3452-1652812200-1652814000@thejourney-forward.org
SUMMARY:Get Financially Fit
DESCRIPTION:Get all the resources you need to set a budget\, start saving\, build credit and achieve your financial goals. BMO Harris is partnering with The journey Forward to help get you financial prepared for 2022. \n\n\n\nPresenters: Millie Reyes-Williams\, CRA Relationship Manager from BMO Harris Bank and Annemarie Fitzpatrick\, Executive Director of The Journey Forward \n\n\n\n  \n\n\n\nRSVP to attend this free webinar: https://www.eventbrite.com/e/get-financially-fit-tickets-313779702537
URL:https://thejourney-forward.org/event/get-financially-fit-2/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220518T150000
DTEND;TZID=UTC:20220518T160000
DTSTAMP:20260422T045244
CREATED:20220407T101730Z
LAST-MODIFIED:20221104T231757Z
UID:3435-1652886000-1652889600@thejourney-forward.org
SUMMARY:Foreclosure Prevention:  Mortgage Late--Don't Wai
DESCRIPTION:Are you facing a financial set-back? Cometo our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. The Illinois Housing Development Authority (IHDA) is providing financial assistance through the Illinois Homeowner Assistance Fund Grant (ILHAF) for homeowners financially impacted due to COVID 19. The HAF Grant application and steps are explained in this webinar. \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://tjf.avp.cc/?EventId=17 \n\n\n\nOne day prior to the webinar you will receive a confirmation email containing information about joining the webinar. \n\n\n\n 
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-dont-wai/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220518T180000
DTEND;TZID=UTC:20220518T190000
DTSTAMP:20260422T045244
CREATED:20220427T063646Z
LAST-MODIFIED:20221104T214341Z
UID:3441-1652896800-1652900400@thejourney-forward.org
SUMMARY:Breaking the Paycheck-to-Paycheck Cycle
DESCRIPTION:Living paycheck to paycheck is stressful. It often causes dependence on credit cards and vulnerability to serious financial troubles. This webinar teaches strategies to money management that allows you to control your money\, rather than the lack of it controlling you. Learn how to develop a spending plan\, track income and expenses\, establish financial goals\, and learn to utilize financial tools to gain financial stability and security. Attendees will learn that an established household budget is the cornerstone of financial health and leads to financial health. \n\n\n\nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=18 \n\n\n\nOne day prior to the scheduled webinar\, you will receive an email in information to join.
URL:https://thejourney-forward.org/event/breaking-the-paycheck-to-paycheck-cycle-17/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220524T150000
DTEND;TZID=UTC:20220524T160000
DTSTAMP:20260422T045244
CREATED:20220427T064437Z
LAST-MODIFIED:20221104T173330Z
UID:3442-1653404400-1653408000@thejourney-forward.org
SUMMARY:Protecting Your Identity and Other Assets
DESCRIPTION:Your identity is your most valuable asset. Much of our lives have become digitized and we are increasingly linked to the internet and other digital portals that make us vulnerable to identity theft and fraud. In this webinar you will learn strategies to protect your identity as well as the necessary steps to take when victimized by identity theft. In addition\, it is important to protect not only what we own\, but who we love through insurance products. This webinar explains the role that insurance products play in our financial security and explores different types of insurance products to fit our needs. \n\n\n\nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=19 \n\n\n\nOne day prior to the scheduled webinar\, you will receive an email in information to join.
URL:https://thejourney-forward.org/event/protecting-your-identity-and-other-assets-6/
END:VEVENT
END:VCALENDAR