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X-WR-CALDESC:Events for The Journey Forward
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DTSTART:20210101T000000
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BEGIN:VEVENT
DTSTART;TZID=UTC:20220614T150000
DTEND;TZID=UTC:20220614T160000
DTSTAMP:20260527T060505
CREATED:20220428T005815Z
LAST-MODIFIED:20221104T230600Z
UID:3447-1655218800-1655222400@thejourney-forward.org
SUMMARY:Making Smart Credit Choices and Managing Debt
DESCRIPTION:Making smart credit choices\, and understanding the important role that credit plays in our financial lives is critical to sound financial management. This webinar explores the role that credit cards play in developing our creditworthiness and how to choose the right credit product for our financial needs. Just as important\, is the management of credit accounts and knowing best practices concerning debt. Understanding debt can be complicated. For many\, it is a necessary tool to achieve important financial goals like purchasing a car or home; however\, it is critical that we don’t allow debt to undermine our financial stability. This webinar explores strategies in paying-down debt\, and debt-relief options. \n\n\n\nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=25 \n\n\n\nOne day prior to the webinar\, you will receive an email with instructions on joining. \n\n\n\n 
URL:https://thejourney-forward.org/event/making-smart-credit-choices-and-managing-debt-10/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220614T150000
DTEND;TZID=UTC:20220614T160000
DTSTAMP:20260527T060505
CREATED:20220831T192223Z
LAST-MODIFIED:20221104T230554Z
UID:2440-1655218800-1655222400@thejourney-forward.org
SUMMARY:Making Smart Credit Choices and Managing Debt
DESCRIPTION:Making smart credit choices\, and understanding the important role that credit plays in our financial lives is critical to sound financial management. This webinar explores the role that credit cards play in developing our creditworthiness and how to choose the right credit product for our financial needs. Just as important\, is the management of credit accounts and knowing best practices concerning debt. Understanding debt can be complicated. For many\, it is a necessary tool to achieve important financial goals like purchasing a car or home; however\, it is critical that we don’t allow debt to undermine our financial stability. This webinar explores strategies in paying-down debt\, and debt-relief options. \nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=25 \nOne day prior to the webinar\, you will receive an email with instructions on joining.
URL:https://thejourney-forward.org/event/making-smart-credit-choices-and-managing-debt/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220615T180000
DTEND;TZID=UTC:20220615T190000
DTSTAMP:20260527T060505
CREATED:20220428T010221Z
LAST-MODIFIED:20221104T230548Z
UID:3448-1655316000-1655319600@thejourney-forward.org
SUMMARY:Topic: Foreclosure Prevention:  Mortgage Late--Don't Wait
DESCRIPTION:  \n\n\n\nAre you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. The Illinois Housing Development Authority (IHDA) is providing financial assistance through the Illinois Homeowner Assistance Fund Grant (ILHAF) for homeowners financially impacted due to COVID 19. The HAF Grant application and steps are explained in this webinar. \n\n\n\nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=26 \n\n\n\nOne day prior to the webinar\, you will receive an email with instructions on joining. \n\n\n\n 
URL:https://thejourney-forward.org/event/topic-foreclosure-prevention-mortgage-late-dont-wait-2/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220615T180000
DTEND;TZID=UTC:20220615T190000
DTSTAMP:20260527T060505
CREATED:20220831T192329Z
LAST-MODIFIED:20221104T230512Z
UID:2442-1655316000-1655319600@thejourney-forward.org
SUMMARY:Topic: Foreclosure Prevention:  Mortgage Late–Don’t Wait
DESCRIPTION:  \nAre you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. The Illinois Housing Development Authority (IHDA) is providing financial assistance through the Illinois Homeowner Assistance Fund Grant (ILHAF) for homeowners financially impacted due to COVID 19. The HAF Grant application and steps are explained in this webinar. \nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=26 \nOne day prior to the webinar\, you will receive an email with instructions on joining.
URL:https://thejourney-forward.org/event/topic-foreclosure-prevention-mortgage-late-dont-wait/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220621T150000
DTEND;TZID=UTC:20220621T160000
DTSTAMP:20260527T060505
CREATED:20220428T010654Z
LAST-MODIFIED:20221104T230506Z
UID:3449-1655823600-1655827200@thejourney-forward.org
SUMMARY:Foreclosure Prevention:  Mortgage Late--Don't Wait
DESCRIPTION:  \n\n\n\nAre you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. The Illinois Housing Development Authority (IHDA) is providing financial assistance through the Illinois Homeowner Assistance Fund Grant (ILHAF) for homeowners financially impacted due to COVID 19. The HAF Grant application and steps are explained in this webinar. \n\n\n\nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=26 \n\n\n\nOne day prior to the webinar\, you will receive an email with instructions on joining.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-dont-wait-10/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220628T150000
DTEND;TZID=UTC:20220628T160000
DTSTAMP:20260527T060505
CREATED:20220428T013526Z
LAST-MODIFIED:20221104T230459Z
UID:3450-1656428400-1656432000@thejourney-forward.org
SUMMARY:Foreclosure Prevention:  Mortgage Late--Don't Wait
DESCRIPTION:  \n\n\n\nAre you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. The Illinois Housing Development Authority (IHDA) is providing financial assistance through the Illinois Homeowner Assistance Fund Grant (ILHAF) for homeowners financially impacted due to COVID 19. The HAF Grant application and steps are explained in this webinar. \n\n\n\nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=28 \n\n\n\nOne day prior to the webinar\, you will receive an email with instructions on joining.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-dont-wait-11/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220628T150000
DTEND;TZID=UTC:20220628T160000
DTSTAMP:20260527T060505
CREATED:20220831T192649Z
LAST-MODIFIED:20221104T230448Z
UID:2446-1656428400-1656432000@thejourney-forward.org
SUMMARY:Foreclosure Prevention:  Mortgage Late–Don’t Wait
DESCRIPTION:  \nAre you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. The Illinois Housing Development Authority (IHDA) is providing financial assistance through the Illinois Homeowner Assistance Fund Grant (ILHAF) for homeowners financially impacted due to COVID 19. The HAF Grant application and steps are explained in this webinar. \nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=28 \nOne day prior to the webinar\, you will receive an email with instructions on joining.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-dont-wait-4/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220629T180000
DTEND;TZID=UTC:20220629T190000
DTSTAMP:20260527T060505
CREATED:20220428T013925Z
LAST-MODIFIED:20221104T230440Z
UID:3451-1656525600-1656529200@thejourney-forward.org
SUMMARY:Topic: Fair Housing--Know Your Rights!
DESCRIPTION:The Fair Housing Act is a law created to help limit discriminatory practices related to landlords\, tenants\, and housing.  The act was created on the principle that every American should have an equal opportunity to seek a place to live\, without being afraid of discrimination due to factors outside their control.  Come learn about the purpose of The Fair Housing Act and efforts to prohibit discrimination in housing based on the following seven factors:  Color\, Disability\, Familial Status\, National Origin\, Race\, Religion\, and Sex. The act has two main purposes–to prevent discrimination and reverse housing segregation. Know your rights! \n\n\n\nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=29 \n\n\n\nOne day prior to the webinar\, you will receive an email with instructions on joining. \n\n\n\n 
URL:https://thejourney-forward.org/event/topic-fair-housing-know-your-rights-2/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220629T180000
DTEND;TZID=UTC:20220629T190000
DTSTAMP:20260527T060505
CREATED:20220831T193703Z
LAST-MODIFIED:20221104T230353Z
UID:2448-1656525600-1656529200@thejourney-forward.org
SUMMARY:Topic: Fair Housing–Know Your Rights!
DESCRIPTION:The Fair Housing Act is a law created to help limit discriminatory practices related to landlords\, tenants\, and housing.  The act was created on the principle that every American should have an equal opportunity to seek a place to live\, without being afraid of discrimination due to factors outside their control.  Come learn about the purpose of The Fair Housing Act and efforts to prohibit discrimination in housing based on the following seven factors:  Color\, Disability\, Familial Status\, National Origin\, Race\, Religion\, and Sex. The act has two main purposes–to prevent discrimination and reverse housing segregation. Know your rights! \nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=29 \nOne day prior to the webinar\, you will receive an email with instructions on joining.
URL:https://thejourney-forward.org/event/topic-fair-housing-know-your-rights/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220706T180000
DTEND;TZID=UTC:20220706T190000
DTSTAMP:20260527T060505
CREATED:20220609T231247Z
LAST-MODIFIED:20221104T230347Z
UID:3453-1657130400-1657134000@thejourney-forward.org
SUMMARY:Foreclosure Prevention:  Mortgage Late--Do Not Wait!
DESCRIPTION:Are you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://tjf.avp.cc/?EventId=42 \n\n\n\nThe day before your webinar\, you will receive a confirmation email containing information about joining the webinar
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-do-not-wait-2/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220712T150000
DTEND;TZID=UTC:20220712T160000
DTSTAMP:20260527T060505
CREATED:20220609T232927Z
LAST-MODIFIED:20221104T214313Z
UID:3454-1657638000-1657641600@thejourney-forward.org
SUMMARY:Breaking the Paycheck-to-Paycheck Cycle
DESCRIPTION:Living paycheck to paycheck is stressful. It often causes dependence on credit cards and vulnerability to serious financial troubles. This webinar teaches strategies to money management that allows you to control your money\, rather than the lack of it controlling you. Learn how to develop a spending plan\, track income and expenses\, establish financial goals\, and learn to utilize financial tools to gain financial stability and security. \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://tjf.avp.cc/?EventId=76 \n\n\n\nThe day before the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/breaking-the-paycheck-to-paycheck-cycle-20/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220713T150000
DTEND;TZID=UTC:20220713T160000
DTSTAMP:20260527T060505
CREATED:20220609T233239Z
LAST-MODIFIED:20221104T230332Z
UID:3455-1657724400-1657728000@thejourney-forward.org
SUMMARY:Foreclosure Prevention:  Mortgage Late--Do Not Wait!
DESCRIPTION:Are you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. Assistance Fund Grant \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://tjf.avp.cc/?EventId=45 \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-do-not-wait-2-2/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220713T180000
DTEND;TZID=UTC:20220713T190000
DTSTAMP:20260527T060505
CREATED:20220609T233535Z
LAST-MODIFIED:20221104T230311Z
UID:3456-1657735200-1657738800@thejourney-forward.org
SUMMARY:Understanding Credit and Your Credit Report
DESCRIPTION:The world runs on credit. Credit plays an important role in our financial lives. Not only is it essential for qualifying for a loan or getting a credit card\, but also for less obvious things like getting cellular telephone service\, renting a car\, & even employment opportunity. In this webinar we will review what is reported on a credit report\, the factors of a credit score\, how to access your own credit report\, and who has the right to pull a credit report. \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://tjf.avp.cc/?EventId=45 \n\n\n\nAfter registering\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/understanding-credit-and-your-credit-report-19/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220719T150000
DTEND;TZID=UTC:20220719T160000
DTSTAMP:20260527T060505
CREATED:20220609T233833Z
LAST-MODIFIED:20221104T230235Z
UID:3458-1658242800-1658246400@thejourney-forward.org
SUMMARY:Making Smart Credit Choices and Managing Debt
DESCRIPTION:Making smart credit choices and understanding the important role that credit plays in our financial lives is critical to sound financial management. This webinar explores the role that credit cards play in developing our credit worthiness and how to choose the right credit product for our financial needs. Just as important\, is the management of credit accounts and knowing best practices concerning debt. Understanding debt can be complicated. For many\, it is necessary to achieve important financial goals like purchasing a car or home; however\, it is critical that we don’t allow debt to undermine our financial stability. This webinar explores strategies in paying-down debt\, and debt-relief options. \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://tjf.avp.cc/?EventId=46 \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/making-smart-credit-choices-and-managing-debt-11/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220720T150000
DTEND;TZID=UTC:20220720T160000
DTSTAMP:20260527T060505
CREATED:20220609T234028Z
LAST-MODIFIED:20221104T230227Z
UID:3460-1658329200-1658332800@thejourney-forward.org
SUMMARY:Foreclosure Prevention:  Mortgage Late--Do Not Wait!
DESCRIPTION:Are you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois andexplores financial options and help that’s available to homeowners. \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://tjf.avp.cc/?EventId=47 \n\n\n\nOne day before the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-do-not-wait-3/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220720T180000
DTEND;TZID=UTC:20220720T190000
DTSTAMP:20260527T060505
CREATED:20220609T234502Z
LAST-MODIFIED:20221104T173308Z
UID:3462-1658340000-1658343600@thejourney-forward.org
SUMMARY:Protecting Your Identity and Other Assets
DESCRIPTION:Your identity is your most valuable asset. Much of our lives have become digitized and we are increasingly linked to the internet and other digital portals that make us vulnerable to identity theft and fraud. In this webinar\, you will learn strategies to protect your identity as well as the necessary steps to take when victimized by identity theft. In addition\, it is important to protect not only what we own\, but who we love through insurance products. This webinar explains the role that insurance products play in our financial security and explores different types of insurance products to fit our needs. \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://tjf.avp.cc/?EventId=48 \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/protecting-your-identity-and-other-assets-7/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220726T150000
DTEND;TZID=UTC:20220726T160000
DTSTAMP:20260527T060505
CREATED:20220609T234802Z
LAST-MODIFIED:20221104T230216Z
UID:3464-1658847600-1658851200@thejourney-forward.org
SUMMARY:Fair Housing--Know Your Rights!
DESCRIPTION:The Fair Housing Act is a law created to help limit discriminatory practices related to landlords\, tenants\, and housing.  The act was created on the principle that every American should have an equal opportunity to seek a place to live\, without being afraid of discrimination due to factors outside their control.  Come learn about the purpose of The Fair Housing Act and efforts to prohibit discrimination in housing based on the following seven factors:  Color\, Disability\, Familial Status\, National Origin\, Race\, Religion\, and Sex. The act has two main purposes–to prevent discrimination and reverse housing segregation. Know your rights! \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://tjf.avp.cc/?EventId=49 \n\n\n\nAfter registering\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/fair-housing-know-your-rights-8/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220726T150000
DTEND;TZID=UTC:20220726T160000
DTSTAMP:20260527T060505
CREATED:20220609T235001Z
LAST-MODIFIED:20221104T225807Z
UID:3466-1658847600-1658851200@thejourney-forward.org
SUMMARY:Foreclosure Prevention:  Mortgage Late--Do Not Wait!
DESCRIPTION:Are you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://tjf.avp.cc/?EventId=50 \n\n\n\nAfter registering\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-do-not-wait-4/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220727T180000
DTEND;TZID=UTC:20220727T190000
DTSTAMP:20260527T060505
CREATED:20220609T235307Z
LAST-MODIFIED:20221104T225754Z
UID:3468-1658944800-1658948400@thejourney-forward.org
SUMMARY:Homebuying Basics
DESCRIPTION:Real estate broker agent consult to customer to decision making sign insurance form and sending house model to client after approve\, home model mortgage loan offer for and house insurance.\n\n\n\n\n\n\n\n\n\nBuying your first home takes gumption. You resist splurging on Insta-worthy vacations to save for a down payment and focus on your dream of homeownership.  Buying a home builds long-term wealth. With each mortgage payment\, you pay down your debt and accumulate equity in your home.  When you purchase a home\, you are investing in a community\, establishing roots\, and building wealth. Buying your first house is a huge accomplishment\, an important life milestone\, and for many\, the realization of the American Dream. Come learn about the basics of the home buying process! \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://tjf.avp.cc/?EventId=51 \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/homebuying-basics-5/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220802T150000
DTEND;TZID=UTC:20220802T160000
DTSTAMP:20260527T060505
CREATED:20220610T050610Z
LAST-MODIFIED:20221104T173250Z
UID:3471-1659452400-1659456000@thejourney-forward.org
SUMMARY:Protecting Your Identity and Other Assets
DESCRIPTION:Your identity is your most valuable asset. Much of our lives have become digitized and we are increasingly linked to the internet and other digital portals that make us vulnerable to identity theft and fraud. In this webinar\, you will learn strategies to protect your identity as well as the necessary steps to take when victimized by identity theft. In addition\, it is important to protect not only what we own\, but who we love through insurance products. This webinar explains the role that insurance products play in our financial security and explores different types of insurance products to fit our needs. \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://tjf.avp.cc/?EventId=52 \n\n\n\nThe day before the class you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/protecting-your-identity-and-other-assets-8/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220803T150000
DTEND;TZID=UTC:20220803T160000
DTSTAMP:20260527T060505
CREATED:20220610T051215Z
LAST-MODIFIED:20221104T225718Z
UID:3473-1659538800-1659542400@thejourney-forward.org
SUMMARY:Foreclosure Prevention:  Mortgage Late--Do Not Wait!
DESCRIPTION:Are you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://tjf.avp.cc/?EventId=77 \n\n\n\nOne day before\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-do-not-wait-5/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220809T150000
DTEND;TZID=UTC:20220809T160000
DTSTAMP:20260527T060505
CREATED:20220610T054017Z
LAST-MODIFIED:20221104T214248Z
UID:3488-1660057200-1660060800@thejourney-forward.org
SUMMARY:Breaking the Paycheck-to-Paycheck Cycle
DESCRIPTION:Living paycheck to paycheck is stressful. It often causes dependence on credit cards and vulnerability to serious financial troubles. This webinar teaches strategies to money management that allows you to control your money\, rather than the lack of it controlling you. Learn how to develop a spending plan\, track income and expenses\, establish financial goals\, and learn to utilize financial tools to gain financial stability and security. \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://tjf.avp.cc/?EventId=54 \n\n\n\nOne day before\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/breaking-the-paycheck-to-paycheck-cycle-19/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220810T150000
DTEND;TZID=UTC:20220810T160000
DTSTAMP:20260527T060505
CREATED:20220610T051215Z
LAST-MODIFIED:20220610T051215Z
UID:3475-1660143600-1660147200@thejourney-forward.org
SUMMARY:Foreclosure Prevention:  Mortgage Late--Do Not Wait!
DESCRIPTION:Are you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://tjf.avp.cc/?EventId=55 \n\n\n\nOne day before\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-do-not-wait-5-2022-08-10/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220810T180000
DTEND;TZID=UTC:20220810T190000
DTSTAMP:20260527T060505
CREATED:20220610T054324Z
LAST-MODIFIED:20221104T225647Z
UID:3490-1660154400-1660158000@thejourney-forward.org
SUMMARY:You Can Bank On It!
DESCRIPTION:Traditional banking systems are often out of reach for many individuals and the alternatives to banking products are expensive and inefficient. The high fees associated with alternative financial services keep many individuals living the paycheck-to-paycheck cycle.  The pitfalls of being unbanked go beyond the financial.  Not belonging to a bank or credit union takes extra time. Unbanked individuals don’t have access to the many conveniences that come with online and mobile banking\, such as automatic bill pay and free money-transfer services. Prepaid cards may come with these services\, but they usually aren’t free\, unlike those offered by banks and credit unions.  This webinar explores the services of a bank\, banking products\, how to get banked\, and managing savings and checking accounts. \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://tjf.avp.cc/?EventId=56 \n\n\n\nOne day before\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/you-can-bank-on-it-11/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220816T150000
DTEND;TZID=UTC:20220816T160000
DTSTAMP:20260527T060505
CREATED:20220610T054542Z
LAST-MODIFIED:20221104T225640Z
UID:3492-1660662000-1660665600@thejourney-forward.org
SUMMARY:Understanding Credit and Your Credit Report
DESCRIPTION:The world runs on credit. Credit essential for qualifying for a loan or getting a credit card\, but also for less obvious things like getting a cell phone\, renting a car\, and employment. Review what is on a credit report\, the factors of a credit score\, how to access your own credit report\, and who has the right to pull a credit report. \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://tjf.avp.cc/?EventId=57 \n\n\n\nOne day beforehand\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/understanding-credit-and-your-credit-report-20/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220817T150000
DTEND;TZID=UTC:20220817T160000
DTSTAMP:20260527T060505
CREATED:20220610T051215Z
LAST-MODIFIED:20221104T225503Z
UID:3476-1660748400-1660752000@thejourney-forward.org
SUMMARY:Foreclosure Prevention:  Mortgage Late--Do Not Wait!
DESCRIPTION:Are you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://tjf.avp.cc/?EventId=78 \n\n\n\nOne day before\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-do-not-wait-5-2022-08-17/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220817T180000
DTEND;TZID=UTC:20220817T190000
DTSTAMP:20260527T060505
CREATED:20220610T054755Z
LAST-MODIFIED:20221104T225456Z
UID:3494-1660759200-1660762800@thejourney-forward.org
SUMMARY:Making Smart Credit Choices and Managing Debt
DESCRIPTION:Making smart credit choices\, and understanding the important role that credit plays in our financial lives is critical to sound financial management. This webinar explores the role that credit cards play in developing our credit worthiness and how to choose the right credit product for our financial needs. Just as important\, is the management of credit accounts and knowing best practices concerning debt. Understanding debt can be complicated. For many\, it is necessary to achieve important financial goals like purchasing a car or home; however\, it is critical that we don’t allow debt to undermine our financial stability. This webinar explores strategies in paying-down debt\, and debt-relief options. \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://tjf.avp.cc/?EventId=58 \n\n\n\nOne day before you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/making-smart-credit-choices-and-managing-debt-12/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220821T150000
DTEND;TZID=UTC:20220821T160000
DTSTAMP:20260527T060505
CREATED:20220831T192454Z
LAST-MODIFIED:20221104T225449Z
UID:2444-1661094000-1661097600@thejourney-forward.org
SUMMARY:Foreclosure Prevention:  Mortgage Late–Don’t Wait
DESCRIPTION:  \nAre you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. The Illinois Housing Development Authority (IHDA) is providing financial assistance through the Illinois Homeowner Assistance Fund Grant (ILHAF) for homeowners financially impacted due to COVID 19. The HAF Grant application and steps are explained in this webinar. \nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=26 \nOne day prior to the webinar\, you will receive an email with instructions on joining.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-dont-wait-3/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220823T150000
DTEND;TZID=UTC:20220823T160000
DTSTAMP:20260527T060505
CREATED:20220610T054957Z
LAST-MODIFIED:20221104T225443Z
UID:3496-1661266800-1661270400@thejourney-forward.org
SUMMARY:Homebuying Basics
DESCRIPTION:Real estate broker agent consult to customer to decision making sign insurance form and sending house model to client after approve\, home model mortgage loan offer for and house insurance.\n\n\n\n\n\n\n\n\n\nBuying your first home takes gumption. You resist splurging on Insta-worthy vacations to save for a down payment and focus on your dream of homeownership.  Buying a home builds long-term wealth. With each mortgage payment\, you pay down your debt and accumulate equity in your home.  When you purchase a home\, you are investing in a community\, establishing roots\, and building wealth. Buying your first house is a huge accomplishment\, an important life milestone\, and for many\, the realization of the American Dream. Come learn about the basics of the home buying process! \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://tjf.avp.cc/?EventId=59 \n\n\n\nOne day before you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/homebuying-basics-6/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220824T150000
DTEND;TZID=UTC:20220824T160000
DTSTAMP:20260527T060505
CREATED:20220610T051215Z
LAST-MODIFIED:20221104T225436Z
UID:3477-1661353200-1661356800@thejourney-forward.org
SUMMARY:Foreclosure Prevention:  Mortgage Late--Do Not Wait!
DESCRIPTION:Are you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://tjf.avp.cc/?EventId=77 \n\n\n\nOne day before\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-do-not-wait-5-2022-08-24/
END:VEVENT
END:VCALENDAR