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X-WR-CALDESC:Events for The Journey Forward
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DTSTART:20220101T000000
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BEGIN:VEVENT
DTSTART;TZID=UTC:20221206T150000
DTEND;TZID=UTC:20221206T160000
DTSTAMP:20260417T202826
CREATED:20220825T031457Z
LAST-MODIFIED:20221104T222002Z
UID:3732-1670338800-1670342400@thejourney-forward.org
SUMMARY:Foreclosure Prevention:  Mortgage Late—Don’t Wait!
DESCRIPTION:  \n\n\n\nAre you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help available to homeowners. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-dont-wait-12/
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END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20221207T180000
DTEND;TZID=UTC:20221207T190000
DTSTAMP:20260417T202826
CREATED:20220825T031907Z
LAST-MODIFIED:20221104T221916Z
UID:3737-1670436000-1670439600@thejourney-forward.org
SUMMARY:Homebuying Basics
DESCRIPTION:Real estate broker agent consult to customer to decision making sign insurance form and sending house model to client after approve\, home model mortgage loan offer for and house insurance.\n\n\n\n\n\n\n\n\n\nBuying your first home takes gumption. You resist splurging on Insta-worthy vacations to save for a down payment and focus on your dream of homeownership.  Buying a home builds long-term wealth. With each mortgage payment\, you pay down your debt and accumulate equity in your home.  When you purchase a home\, you are investing in a community\, establishing roots\, and building wealth. Buying your first house is a huge accomplishment\, an important life milestone\, and for many\, the realization of the American Dream. Come learn about the basics of the homebuying process! \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/homebuying-basics-7/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20230104T180000
DTEND;TZID=UTC:20230104T193000
DTSTAMP:20260417T202826
CREATED:20221207T221936Z
LAST-MODIFIED:20221208T021754Z
UID:5717-1672855200-1672860600@thejourney-forward.org
SUMMARY:Tax Time
DESCRIPTION:It’s Tax Time! In this workshop we explore the benefits of filing a tax return\, the requirements for filing a tax return\, and how best to prepare for filing and what forms you need. We also warn of tax filing scams and best practices to protect yourself when filing your tax return. Whether you have to file a tax return depends on your income\, tax filing status\, your age as well as other factors. Even if you don’t have to file taxes\, you might want to do it anyway! You don’t want to miss out on a tax break or tax refund you are eligible for! Tax filing can be daunting\, come learn about tax filing requirements and best practices for filing. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/tax-time/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20230109T180000
DTEND;TZID=UTC:20230109T193000
DTSTAMP:20260417T202826
CREATED:20221208T022414Z
LAST-MODIFIED:20221208T022414Z
UID:5725-1673287200-1673292600@thejourney-forward.org
SUMMARY:Fair Housing--Know Your Rights!
DESCRIPTION:The Fair Housing Act is a law created to help limit discriminatory practices related to landlords\, tenants\, and housing. The act was created on the principle that every American should have an equal opportunity to seek a place to live\, without being afraid of discrimination due to factors outside their control. Come learn about the purpose of The Fair Housing Act and efforts to prohibit discrimination in housing based on the following seven factors: Color\, Disability\, Familial Status\, National Origin\, Race\, Religion\, and Sex. The act has two main purposes–to prevent discrimination and reverse housing segregation. Know your rights! \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/fair-housing-know-your-rights-13/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20230110T150000
DTEND;TZID=UTC:20230110T163000
DTSTAMP:20260417T202826
CREATED:20221208T031728Z
LAST-MODIFIED:20221208T032259Z
UID:5765-1673362800-1673368200@thejourney-forward.org
SUMMARY:Understanding Credit and Your Credit Report
DESCRIPTION:The world runs on credit. Credit plays an important role in our financial lives. Not only is it essential for qualifying for a loan or getting a credit card\, but also for less obvious things like getting cellular telephone service\, renting a car\, & even employment opportunity. In this webinar we will review what is reported on a credit report\, the factors of a credit score\, how to access your own credit report\, and who has the right to pull a credit report. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/understanding-credit-and-your-credit-report-24/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20230117T180000
DTEND;TZID=UTC:20230117T193000
DTSTAMP:20260417T202826
CREATED:20221208T022703Z
LAST-MODIFIED:20221208T024214Z
UID:5727-1673978400-1673983800@thejourney-forward.org
SUMMARY:The Closing Process--Making Dreams Come True!
DESCRIPTION:This workshop is part of our Pre-Purchase Homebuying Program and includes presentations by homebuying industry experts such as a Realtor\, Inspector\, Real Estate Attorney\, and a Mortgage Lender. This workshop\, partnered with a series of homebuying education modules by our online program partner Framework\, and one-on-one housing counseling\, entitles attendees to a certificate of completion that opens the door to Down Payment Assistance Programs for First Time Homebuyers. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/the-closing-process-making-dreams-come-true-2/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20230123T180000
DTEND;TZID=UTC:20230123T193000
DTSTAMP:20260417T202826
CREATED:20221208T022957Z
LAST-MODIFIED:20221208T024226Z
UID:5731-1674496800-1674502200@thejourney-forward.org
SUMMARY:Breaking the Paycheck to Paycheck Cycle
DESCRIPTION:Living paycheck to paycheck is stressful. It often causes dependence on credit cards and vulnerability to serious financial troubles. This webinar teaches strategies to money management that allows you to control your money\, rather than the lack of it controlling you. Learn how to develop a spending plan\, track income and expenses\, establish financial goals\, and learn to utilize financial tools to gain financial stability and security. Attendees will learn that an established household budget is the cornerstone of financial health and leads to financial health. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/breaking-the-paycheck-to-paycheck-cycle-24/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20230130T180000
DTEND;TZID=UTC:20230130T193000
DTSTAMP:20260417T202826
CREATED:20221208T023428Z
LAST-MODIFIED:20221208T024253Z
UID:5735-1675101600-1675107000@thejourney-forward.org
SUMMARY:Foreclosure Prevention: Mortgage Late--Do Not Wait!
DESCRIPTION:Are you facing a financial set-back?  Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-do-not-wait-11/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20230206T180000
DTEND;TZID=UTC:20230206T193000
DTSTAMP:20260417T202826
CREATED:20221208T023834Z
LAST-MODIFIED:20221208T024125Z
UID:5738-1675706400-1675711800@thejourney-forward.org
SUMMARY:Understanding Credit and Your Credit Report
DESCRIPTION:The world runs on credit. Credit plays an important role in our financial lives. Not only is it essential for qualifying for a loan or getting a credit card\, but also for less obvious things like getting cellular telephone service\, renting a car\, & even employment opportunity. In this webinar we will review what is reported on a credit report\, the factors of a credit score\, how to access your own credit report\, and who has the right to pull a credit report. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/understanding-credit-and-your-credit-report-22/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20230213T180000
DTEND;TZID=UTC:20230213T193000
DTSTAMP:20260417T202826
CREATED:20221208T024403Z
LAST-MODIFIED:20221208T024403Z
UID:5740-1676311200-1676316600@thejourney-forward.org
SUMMARY:Becoming a Renter: Basics of the Tenant Landlord Relationship
DESCRIPTION:Most residents give little thought to how they communicate with their Landlord. Nearly 35 percent of Americans currently reside in rental units.  It is important to understand how to communicate effectively with a landlord.  The relationship that you enjoy with your landlord can directly impact your lifestyle\, comfort\, housing stability\, and financial standing. Establishing a positive and healthy relationship with your landlord can go a long way in helping to live in the best conditions possible\, getting the fastest responses to maintenance requests\, and keeping rental rates affordable. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/becoming-a-renter-basics-of-the-tenant-landlord-relationship-3/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20230214T150000
DTEND;TZID=UTC:20230214T163000
DTSTAMP:20260417T202826
CREATED:20221208T031031Z
LAST-MODIFIED:20221208T031031Z
UID:5759-1676386800-1676392200@thejourney-forward.org
SUMMARY:Foreclosure Prevention: Mortgage Late--Do Not Wait!
DESCRIPTION:Are you facing a financial set-back?  Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-do-not-wait-12/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20230227T180000
DTEND;TZID=UTC:20230227T193000
DTSTAMP:20260417T202826
CREATED:20221208T024721Z
LAST-MODIFIED:20221208T024721Z
UID:5745-1677520800-1677526200@thejourney-forward.org
SUMMARY:Tax Time
DESCRIPTION:It’s Tax Time! In this workshop we explore the benefits of filing a tax return\, the requirements for filing a tax return\, and how best to prepare for filing and what forms you need. We also warn of tax filing scams and best practices to protect yourself when filing your tax return. Whether you have to file a tax return depends on your income\, tax filing status\, your age as well as other factors. Even if you don’t have to file taxes\, you might want to do it anyway! You don’t want to miss out on a tax break or tax refund you are eligible for! Tax filing can be daunting\, come learn about tax filing requirements and best practices for filing. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/tax-time-2/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20230228T150000
DTEND;TZID=UTC:20230228T163000
DTSTAMP:20260417T202826
CREATED:20221208T031209Z
LAST-MODIFIED:20221208T031209Z
UID:5761-1677596400-1677601800@thejourney-forward.org
SUMMARY:Fair Housing--Know Your Rights!
DESCRIPTION:The Fair Housing Act is a law created to help limit discriminatory practices related to landlords\, tenants\, and housing. \nThe act was created on the principle that every American should have an equal opportunity to seek a place to live\, without being afraid of discrimination due to factors outside their control.  Come learn about the purpose of The Fair Housing Act and efforts to prohibit discrimination in housing based on the following seven factors:  Color\, Disability\, Familial Status\, National Origin\, Race\, Religion\, and Sex. The act has two main purposes–to prevent discrimination and reverse housing segregation. Know your rights! \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/fair-housing-know-your-rights-15/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20230306T180000
DTEND;TZID=UTC:20230306T193000
DTSTAMP:20260417T202826
CREATED:20221208T024909Z
LAST-MODIFIED:20221208T024909Z
UID:5747-1678125600-1678131000@thejourney-forward.org
SUMMARY:Managing Student Loan Debt
DESCRIPTION:Student loan debt is not only a personal financial crisis for many\, it is a national crisis with the accumulated debt at nearly $1.6 trillion.  Student loan debt is now the second highest consumer debt category\, only behind mortgage debt–higher than both credit card debt and auto loans.  For many\, this is their single most expensive life-purchase.  Come to this webinar to understand how to deal with your student loan debt—this is a debt that does not go away\, and is not discharged in most Bankruptcies.  The first step in dealing with your student loans is to really understand what you’re dealing with.  What type of student loans do you have–federal or private? Or maybe\, like a lot of people\, you have both—learn strategies and options in paying your student loan debt. In his webinar we will discuss federal and private loans\, repayment options\, federal student loan rehabilitation\, loans in deferment and forbearance\, dealing with student loan collections\, and ways to attack your student loan debt. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/managing-student-loan-debt-19/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20230313T180000
DTEND;TZID=UTC:20230313T193000
DTSTAMP:20260417T202826
CREATED:20221208T025104Z
LAST-MODIFIED:20221208T025104Z
UID:5749-1678730400-1678735800@thejourney-forward.org
SUMMARY:Breaking the Paycheck to Paycheck Cycle
DESCRIPTION:Living paycheck to paycheck is stressful. It often causes dependence on credit cards and vulnerability to serious financial troubles. This webinar teaches strategies to money management that allows you to control your money\, rather than the lack of it controlling you. Learn how to develop a spending plan\, track income and expenses\, establish financial goals\, and learn to utilize financial tools to gain financial stability and security. Attendees will learn that an established household budget is the cornerstone of financial health and leads to financial health. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/breaking-the-paycheck-to-paycheck-cycle-25/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20230314T150000
DTEND;TZID=UTC:20230314T163000
DTSTAMP:20260417T202826
CREATED:20221208T031355Z
LAST-MODIFIED:20221208T031355Z
UID:5763-1678806000-1678811400@thejourney-forward.org
SUMMARY:Foreclosure Prevention: Mortgage Late--Do Not Wait!
DESCRIPTION:Are you facing a financial set-back?  Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-do-not-wait-13/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20230320T180000
DTEND;TZID=UTC:20230320T193000
DTSTAMP:20260417T202826
CREATED:20221208T025307Z
LAST-MODIFIED:20221208T025307Z
UID:5751-1679335200-1679340600@thejourney-forward.org
SUMMARY:Fair Housing--Know Your Rights!
DESCRIPTION:The Fair Housing Act is a law created to help limit discriminatory practices related to landlords\, tenants\, and housing.  The act was created on the principle that every American should have an equal opportunity to seek a place to live\, without being afraid of discrimination due to factors outside their control.  Come learn about the purpose of The Fair Housing Act and efforts to prohibit discrimination in housing based on the following seven factors:  Color\, Disability\, Familial Status\, National Origin\, Race\, Religion\, and Sex. The act has two main purposes–to prevent discrimination and reverse housing segregation. Know your rights! \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/fair-housing-know-your-rights-14/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20230321T180000
DTEND;TZID=UTC:20230321T193000
DTSTAMP:20260417T202826
CREATED:20221208T025446Z
LAST-MODIFIED:20221208T025446Z
UID:5753-1679421600-1679427000@thejourney-forward.org
SUMMARY:The Closing Process--Making Dreams Come True!
DESCRIPTION:This workshop is part of our Pre-Purchase Homebuying Program and includes presentations by homebuying industry experts such as a Realtor\, Inspector\, Real Estate Attorney\, and a Mortgage Lender. This workshop\, partnered with a series of homebuying education modules by our online program partner Framework\, and one-on-one housing counseling\, entitles attendees to a certificate of completion that opens the door to Down Payment Assistance Programs for First Time Homebuyers. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/the-closing-process-making-dreams-come-true-5/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20230327T180000
DTEND;TZID=UTC:20230327T193000
DTSTAMP:20260417T202826
CREATED:20221208T025753Z
LAST-MODIFIED:20221208T025753Z
UID:5757-1679940000-1679945400@thejourney-forward.org
SUMMARY:Understanding Credit and Your Credit Report
DESCRIPTION:The world runs on credit. Credit plays an important role in our financial lives. Not only is it essential for qualifying for a loan or getting a credit card\, but also for less obvious things like getting cellular telephone service\, renting a car\, & even employment opportunity. In this webinar we will review what is reported on a credit report\, the factors of a credit score\, how to access your own credit report\, and who has the right to pull a credit report. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/understanding-credit-and-your-credit-report-23/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20230403T180000
DTEND;TZID=UTC:20230403T193000
DTSTAMP:20260417T202826
CREATED:20221212T212449Z
LAST-MODIFIED:20221212T212449Z
UID:5791-1680544800-1680550200@thejourney-forward.org
SUMMARY:Protecting Your Home Investment
DESCRIPTION:Congratulations\, you are the proud owner of a home! Whether you plan on staying in your new home for five years or fifty\, it’s important to make sure you are protecting the investment you’ve worked hard to acquire.  Maintaining and repairing a home\, including seasonal upkeep and energy conservation are important considerations when owning a home and help to maintain and increase the value in your investment. Homeowners must understand common credit problems that could lead to delinquency and foreclosure\, create and utilize a realistic budget to lay a solid financial foundation to set yourself up for homeownership success.  In this workshop we explain property taxes\, the importance of homeowner’ insurance\, understanding the pros and cons Home Equity Lines of Credit (HELOCS) and Refinancing considerations.  This workshop cautions you on how to avoid predatory lending scams\, and to know what to do if you find yourself in trouble with your mortgage.  Join this webinar to set yourself up for Homeownership success! \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/protecting-your-home-investment/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20230410T180000
DTEND;TZID=UTC:20230410T193000
DTSTAMP:20260417T202826
CREATED:20221212T212612Z
LAST-MODIFIED:20221212T212612Z
UID:5793-1681149600-1681155000@thejourney-forward.org
SUMMARY:You Can Bank On It!
DESCRIPTION:Traditional banking systems are often out of reach for many individuals and the alternatives to banking products are expensive and inefficient. The high fees associated with alternative financial services keep many individuals living the paycheck-to-paycheck cycle.  The pitfalls of being unbanked go beyond the financial.  Not belonging to a bank or credit union takes extra time. Unbanked individuals don’t have access to the many conveniences that come with online and mobile banking\, such as automatic bill pay and free money-transfer services. Prepaid cards may come with these services\, but they usually aren’t free\, unlike those offered by banks and credit unions.  This webinar explores the services of a bank\, banking products\, how to get banked\, and managing savings and checking accounts. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/you-can-bank-on-it-13/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20230411T150000
DTEND;TZID=UTC:20230411T163000
DTSTAMP:20260417T202826
CREATED:20221212T212751Z
LAST-MODIFIED:20221212T212751Z
UID:5795-1681225200-1681230600@thejourney-forward.org
SUMMARY:Foreclosure Prevention: Mortgage Late--Do Not Wait!
DESCRIPTION:Are you facing a financial set-back?  Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-do-not-wait-15/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20230424T180000
DTEND;TZID=UTC:20230424T193000
DTSTAMP:20260417T202826
CREATED:20221212T214019Z
LAST-MODIFIED:20221212T214019Z
UID:5801-1682359200-1682364600@thejourney-forward.org
SUMMARY:Making Smart Credit Choices and Managing Debt
DESCRIPTION:Making smart credit choices\, and understanding the important role that credit plays in our financial lives is critical to sound financial management. This webinar explores the role that credit cards play in developing our creditworthiness and how to choose the right credit product for our financial needs. Just as important\, is the management of credit accounts and knowing best practices concerning debt. Understanding debt can be complicated. For many\, it is necessary to achieve important financial goals like purchasing a car or home; however\, it is critical that we don’t allow debt to undermine our financial stability. This webinar explores strategies in paying-down debt\, and debt-relief options.\n \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/making-smart-credit-choices-and-managing-debt-14/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20230425T150000
DTEND;TZID=UTC:20230425T163000
DTSTAMP:20260417T202826
CREATED:20221212T213707Z
LAST-MODIFIED:20221212T213707Z
UID:5799-1682434800-1682440200@thejourney-forward.org
SUMMARY:Women and Finances: Invest in Yourself!
DESCRIPTION:The goal of this workshop is to empower women to achieve financial wellness. We understand that women are faced with unique financial challenges and we explore ways in which women can ensure they are planning for their financial future. This workshop offers an education on the basics of money management. We discuss the importance of budgeting so that you can manage your money and manage your life. You will also learn about banking\, credit\, debt management\, and the importance of saving.  Women are often the caretakers and we forget to care for ourselves! Come and learn to invest in yourself! \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/women-and-finances-invest-in-yourself/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20230426T180000
DTEND;TZID=UTC:20230426T193000
DTSTAMP:20260417T202826
CREATED:20221212T214340Z
LAST-MODIFIED:20221212T214340Z
UID:5805-1682532000-1682537400@thejourney-forward.org
SUMMARY:Homebuying Basics
DESCRIPTION:Buying your first home takes gumption. You resist splurging on Insta-worthy vacations to save for a down payment and focus on your dream of homeownership.  Buying a home builds long-term wealth. With each mortgage payment\, you pay down your debt and accumulate equity in your home.  When you purchase a home\, you are investing in a community\, establishing roots\, and building wealth. Buying your first house is a huge accomplishment\, an important life milestone\, and for many\, the realization of the American Dream. Come learn about the basics of the home buying process! \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/homebuying-basics-10/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20230501T180000
DTEND;TZID=UTC:20230501T193000
DTSTAMP:20260417T202826
CREATED:20221212T210112Z
LAST-MODIFIED:20221212T210112Z
UID:5776-1682964000-1682969400@thejourney-forward.org
SUMMARY:Breaking the Paycheck to Paycheck Cycle
DESCRIPTION:Living paycheck to paycheck is stressful. It often causes dependence on credit cards and vulnerability to serious financial troubles. This webinar teaches strategies to money management that allows you to control your money\, rather than the lack of it controlling you. Learn how to develop a spending plan\, track income and expenses\, establish financial goals\, and learn to utilize financial tools to gain financial stability and security. Attendees will learn that an established household budget is the cornerstone of financial health and leads to financial health. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/breaking-the-paycheck-to-paycheck-cycle-26/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20230508T180000
DTEND;TZID=UTC:20230508T193000
DTSTAMP:20260417T202826
CREATED:20221212T210319Z
LAST-MODIFIED:20221212T210319Z
UID:5778-1683568800-1683574200@thejourney-forward.org
SUMMARY:Understanding Credit and Your Credit Report
DESCRIPTION:The world runs on credit. Credit plays an important role in our financial lives. Not only is it essential for qualifying for a loan or getting a credit card\, but also for less obvious things like getting cellular telephone service\, renting a car\, & even employment opportunity. In this webinar we will review what is reported on a credit report\, the factors of a credit score\, how to access your own credit report\, and who has the right to pull a credit report. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/understanding-credit-and-your-credit-report-25/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20230509T150000
DTEND;TZID=UTC:20230509T163000
DTSTAMP:20260417T202826
CREATED:20221212T210745Z
LAST-MODIFIED:20221212T210745Z
UID:5783-1683644400-1683649800@thejourney-forward.org
SUMMARY:Homebuying Basics
DESCRIPTION:Buying your first home takes gumption. You resist splurging on Insta-worthy vacations to save for a down payment and focus on your dream of homeownership.  Buying a home builds long-term wealth. With each mortgage payment\, you pay down your debt and accumulate equity in your home.  When you purchase a home\, you are investing in a community\, establishing roots\, and building wealth. Buying your first house is a huge accomplishment\, an important life milestone\, and for many\, the realization of the American Dream. Come learn about the basics of the home buying process! \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/homebuying-basics-9/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20230515T180000
DTEND;TZID=UTC:20230515T193000
DTSTAMP:20260417T202826
CREATED:20221212T210532Z
LAST-MODIFIED:20221212T210532Z
UID:5781-1684173600-1684179000@thejourney-forward.org
SUMMARY:Foreclosure Prevention: Mortgage Late--Do Not Wait!
DESCRIPTION:Are you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-do-not-wait-14/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20230516T180000
DTEND;TZID=UTC:20230516T193000
DTSTAMP:20260417T202826
CREATED:20221212T211638Z
LAST-MODIFIED:20221212T211638Z
UID:5785-1684260000-1684265400@thejourney-forward.org
SUMMARY:The Closing Process--Making Dreams Come True!
DESCRIPTION:This workshop is part of our Pre-Purchase Homebuying Program and includes presentations by homebuying industry experts such as a Realtor\, Inspector\, Real Estate Attorney\, and a Mortgage Lender. This workshop\, partnered with a series of homebuying education modules by our online program partner Framework\, and one-on-one housing counseling\, entitles attendees to a certificate of completion that opens the door to Down Payment Assistance Programs for First Time Homebuyers. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/the-closing-process-making-dreams-come-true-6/
END:VEVENT
END:VCALENDAR