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X-WR-CALNAME:The Journey Forward
X-ORIGINAL-URL:https://thejourney-forward.org
X-WR-CALDESC:Events for The Journey Forward
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BEGIN:VTIMEZONE
TZID:UTC
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DTSTART:20210101T000000
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BEGIN:VEVENT
DTSTART;TZID=UTC:20220302T180000
DTEND;TZID=UTC:20220302T190000
DTSTAMP:20260527T060203
CREATED:20211206T095919Z
LAST-MODIFIED:20221104T214641Z
UID:3409-1646244000-1646247600@thejourney-forward.org
SUMMARY:Breaking the Paycheck-to-Paycheck Cycle
DESCRIPTION:Living paycheck to paycheck is stressful. It often causes dependence on credit cards and vulnerability to serious financial troubles. This webinar teaches strategies to money management that allows you to control your money\, rather than the lack of it controlling you. Learn how to develop a spending plan\, track income and expenses\, establish financial goals\, and learn to utilize financial tools to gain financial stability and security. \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://us06web.zoom.us/webinar/register/WN_LFzgBpDnQgq0VEhg8PGFZw \n\n\n\nAfter registering\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/breaking-the-paycheck-to-paycheck-cycle-16/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220308T150000
DTEND;TZID=UTC:20220308T160000
DTSTAMP:20260527T060203
CREATED:20211206T100057Z
LAST-MODIFIED:20221107T191546Z
UID:3410-1646751600-1646755200@thejourney-forward.org
SUMMARY:Understanding Credit and Your Credit Report
DESCRIPTION:  \n\n\n\nThe world runs on credit. Credit plays an important role in our financial lives. Not only is it essential for qualifying for a loan or getting a credit card\, but also for less obvious things like getting cellular telephone service\, renting a car\, & even employment opportunity. In this webinar we will review what is reported on a credit report\, the factors of a credit score\, how to access your own credit report\, and who has the right to pull a credit report. \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://us06web.zoom.us/webinar/register/WN_4U3uf1LzTA-zhScnKSHNug \n\n\n\nAfter registering\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/understanding-credit-and-your-credit-report-13/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220309T180000
DTEND;TZID=UTC:20220309T190000
DTSTAMP:20260527T060203
CREATED:20211206T100242Z
LAST-MODIFIED:20221107T191438Z
UID:3411-1646848800-1646852400@thejourney-forward.org
SUMMARY:You Can Bank On It!
DESCRIPTION:  \n\n\n\nTraditional banking systems are often out of reach for many individuals and the alternatives to banking products are expensive and inefficient. The high fees associated with alternative financial services keep many individuals living the paycheck-to-paycheck cycle.  The pitfalls of being unbanked go beyond the financial.  Not belonging to a bank or credit union takes extra time. Unbanked individuals don’t have access to the many conveniences that come with online and mobile banking\, such as automatic bill pay and free money-transfer services. Prepaid cards may come with these services\, but they usually aren’t free\, unlike those offered by banks and credit unions.  This webinar explores the services of a bank\, banking products\, how to get banked\, and managing savings and checking accounts. \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://us06web.zoom.us/webinar/register/WN_C7YLgM0nS8-IeJE54VXLDw After registering\, you will receive a confirmation email containing information about joining the webinar
URL:https://thejourney-forward.org/event/you-can-bank-on-it-9/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220315T150000
DTEND;TZID=UTC:20220315T160000
DTSTAMP:20260527T060203
CREATED:20211206T100436Z
LAST-MODIFIED:20221107T191429Z
UID:3412-1647356400-1647360000@thejourney-forward.org
SUMMARY:Managing Student Loan Debt
DESCRIPTION:  \n\n\n\nStudent loan debt is now the second highest consumer debt category\, only behind mortgage debt–higher than both credit card debt and auto loans.  For many\, this is their single most expensive life-purchase.  Come to this webinar to understand how to deal with your student loan debt—this is a debt that does not go away\, and is not discharged in most Bankruptcies.  The first step in dealing with your student loans is to really understand what you’re dealing with.  What type of student loans do you have–federal or private? Or maybe\, you have both—learn strategies and options in paying your student loan debt. We will discuss federal and private loans\, repayment options\, federal student loan rehabilitation\, loans in deferment and forbearance\, dealing with student loan collections\, and ways to attack your student loan debt. \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://us06web.zoom.us/webinar/register/WN_Xl2Md4AcR6yKQayzWCi2Yw \n\n\n\nAfter registering\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/managing-student-loan-debt-12/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220315T150000
DTEND;TZID=UTC:20220315T160000
DTSTAMP:20260527T060203
CREATED:20220225T042632Z
LAST-MODIFIED:20221107T191424Z
UID:3420-1647356400-1647360000@thejourney-forward.org
SUMMARY:Trauma Talk:  Coping\,Self-Care\, & Seeking Support
DESCRIPTION:  \n\n\n\n\n\nFacilitated by Jennifer Annen\, S LCPC \n\n\n\nA trauma is an event\, series of events\, or set of circumstances that is experienced to be physically or emotionally harmful or life-threatening with lasting adverse effects on the mental\, physical\, social\, emotional\, or spiritual well-being. Although we are all vulnerable to trauma\, we are all also able to identify\, manage\, and recover from traumatic experiences. Attend the Trauma Talk virtual wellness event for conversation on trauma\, how to cope with and manage trauma responses\, and when and how to seek professional support\, if needed. \n\n\n\nZoom Registration Link: https://bit.ly/3shW8Pu  \n\n\n\nYou will be emailed a confirmation with the link to attend the event online. At the date/time of the event\, click on the link in the email. You will be redircted to the Zoom meeting room and admitted to the event by the facilitator.
URL:https://thejourney-forward.org/event/trauma-talk-copingself-care-seeking-support/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220322T150000
DTEND;TZID=UTC:20220322T160000
DTSTAMP:20260527T060203
CREATED:20211206T100627Z
LAST-MODIFIED:20221107T191417Z
UID:3413-1647961200-1647964800@thejourney-forward.org
SUMMARY:Homebuying Basics
DESCRIPTION:Real estate broker agent consult to customer to decision making sign insurance form and sending house model to client after approve\, home model mortgage loan offer for and house insurance.\n\n\n\n\n\n\n\n\n\n  \n\n\n\nBuying your first home takes gumption. You resist splurging on Insta-worthy vacations to save for a down payment and focus on your dream of homeownership.  Buying a home builds long-term wealth. With each mortgage payment\, you pay down your debt and accumulate equity in your home.  When you purchase a home\, you are investing in a community\, establishing roots\, and building wealth. Buying your first house is a huge accomplishment\, an important life milestone\, and for many\, the realization of the American Dream. Come learn about the basics of the home buying process! \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://us06web.zoom.us/webinar/register/WN_NP4PeH7CRgmx4resQfIlVw \n\n\n\nAfter registering\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/homebuying-basics-2/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220322T150000
DTEND;TZID=UTC:20220322T160000
DTSTAMP:20260527T060203
CREATED:20220225T043029Z
LAST-MODIFIED:20221107T191334Z
UID:3421-1647961200-1647964800@thejourney-forward.org
SUMMARY:Expressing  Gratitude 
DESCRIPTION:  \n\n\n\n  \n\n\n\n  \n\n\n\n\n\nIn the midst of uncertainty\, it serves you well to reflect on how gratitude might help calm you\, reduce fears and expectations\, and open you up to greater clarity and love. Gratitude may not cure or solve anxiety or concerns but it can foster ease\, connection\, kindness\, and well-being. It’s good for your mental and physical health\, it can help you relax\, and its effects can help you stay grounded. Attend the Expressing Gratitude virtual wellness event to see how practicing gratitude can help you! \n\n\n\nZoom Registration Link: https://bit.ly/3t3OmrB  \n\n\n\nYou will be emailed a confirmation with the link to attend the event online. At the date/time of the event\, click on the link in the email. You will be redircted to the Zoom meeting room and admitted to the event by the facilitator.
URL:https://thejourney-forward.org/event/expressing-gratitude-3/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220329T150000
DTEND;TZID=UTC:20220329T160000
DTSTAMP:20260527T060203
CREATED:20211206T100958Z
LAST-MODIFIED:20221107T191330Z
UID:3414-1648566000-1648569600@thejourney-forward.org
SUMMARY:Understanding Credit and Your Credit Report
DESCRIPTION:The world runs on credit. Credit essential for qualifying for a loan or getting a credit card\, but also for less obvious things like getting a cell phone\, renting a car\, and employment. Review what is on a credit report\, the factors of a credit score\, how to access your own credit report\, and who has the right to pull a credit report. \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://us06web.zoom.us/webinar/register/WN_sJJMSn4YQsSub4o0lAt1ng \n\n\n\nAfter registering\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/understanding-credit-and-your-credit-report-14/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220330T180000
DTEND;TZID=UTC:20220330T190000
DTSTAMP:20260527T060203
CREATED:20211206T101139Z
LAST-MODIFIED:20221107T191322Z
UID:3415-1648663200-1648666800@thejourney-forward.org
SUMMARY:Homebuying Basics
DESCRIPTION:Buying your first home takes gumption. You resist splurging on Insta-worthy vacations to save for a down payment and focus on your dream of homeownership.  Buying a home builds long-term wealth. With each mortgage payment\, you pay down your debt and accumulate equity in your home.  When you purchase a home\, you are investing in a community\, establishing roots\, and building wealth. Buying your first house is a huge accomplishment\, an important life milestone\, and for many\, the realization of the American Dream. Come learn about the basics of the home buying process! \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://us06web.zoom.us/webinar/register/WN_jwEwuXTQTM-U2lx-er4Gvg \n\n\n\nAfter registering\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/homebuying-basics-3/
END:VEVENT
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