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DTSTART;TZID=UTC:20220405T150000
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CREATED:20220331T070324Z
LAST-MODIFIED:20221104T214624Z
UID:3422-1649170800-1649174400@thejourney-forward.org
SUMMARY:Breaking the Paycheck-to-Paycheck Cycle Webinar
DESCRIPTION:Living paycheck to paycheck is stressful. It often causes dependence on credit cards and vulnerability to serious financial troubles. This webinar teaches strategies to money management that allows you to control your money\, rather than the lack of it controlling you. Learn how to develop a spending plan\, track income and expenses\, establish financial goals\, and learn to utilize financial tools to gain financial stability and security. Attendees will learn that an established household budget is the cornerstone of financial health and leads to financial health. \n\n\n\nPlease register online – Registration Link: https://tjf.avp.cc/?EventId=1 \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar. \n\n\n\n 
URL:https://thejourney-forward.org/event/breaking-the-paycheck-to-paycheck-cycle-webinar/
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BEGIN:VEVENT
DTSTART;TZID=UTC:20220406T150000
DTEND;TZID=UTC:20220406T160000
DTSTAMP:20260527T051425
CREATED:20220331T071332Z
LAST-MODIFIED:20221107T191303Z
UID:3423-1649257200-1649260800@thejourney-forward.org
SUMMARY:Foreclosure Prevention:  Mortgage Late--Don't Wait
DESCRIPTION:Are you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. The Illinois Housing Development Authority (IHDA) is providing financial assistance through the Illinois Homeowner Assistance Fund Grant (ILHAF) for homeowners financially impacted due to COVID 19. The HAF Grant application and steps are explained in this webinar. \n\n\n\nRegister online – Registration link: https://tjf.avp.cc/?EventId=2 \n\n\n\nOne day prior to the webinar date\, you will receive a Zoom link via email.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-dont-wait-5/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220406T180000
DTEND;TZID=UTC:20220406T190000
DTSTAMP:20260527T051425
CREATED:20220331T071800Z
LAST-MODIFIED:20221107T191223Z
UID:3424-1649268000-1649271600@thejourney-forward.org
SUMMARY:Understanding Credit and Your Credit Report
DESCRIPTION:The world runs on credit. Credit plays an important role in our financial lives. Not only is it essential for qualifying for a loan or getting a credit card\, but also for less obvious things like getting cellular telephone service\, renting a car\, and even employment opportunity. In this webinar we will review what is reported on a credit report\, the factors of a credit score\, how to access your own credit report\, and who has the right to pull a credit report. \n\n\n\nRegister online – Registration Link: https://tjf.avp.cc/?EventId=3 \n\n\n\nOne day prior to the webinar date\, you will receive a Zoom link via email.
URL:https://thejourney-forward.org/event/understanding-credit-and-your-credit-report-15/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220412T150000
DTEND;TZID=UTC:20220412T160000
DTSTAMP:20260527T051425
CREATED:20220331T072438Z
LAST-MODIFIED:20221107T191217Z
UID:3425-1649775600-1649779200@thejourney-forward.org
SUMMARY:Understanding Credit and Your Credit Report
DESCRIPTION:The world runs on credit. Credit plays an important role in our financial lives. Not only is it essential for qualifying for a loan or getting a credit card\, but also for less obvious things like getting cellular telephone service\, renting a car\, and even employment opportunity. In this webinar we will review what is reported on a credit report\, the factors of a credit score\, how to access your own credit report\, and who has the right to pull a credit report. \n\n\n\nRegister online: Registration Link: https://tjf.avp.cc/?EventId=4 \n\n\n\nOne day prior to the webinar date\, you will receive a Zoom link via email.
URL:https://thejourney-forward.org/event/understanding-credit-and-your-credit-report-16/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220413T180000
DTEND;TZID=UTC:20220413T190000
DTSTAMP:20260527T051425
CREATED:20220407T071644Z
LAST-MODIFIED:20221107T191211Z
UID:3431-1649872800-1649876400@thejourney-forward.org
SUMMARY:Foreclosure Prevention:  Mortgage Late--Don't Wait
DESCRIPTION:Are you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. The Illinois Housing Development Authority (IHDA) is providing financial assistance through the Illinois Homeowner Assistance Fund Grant (ILHAF) for homeowners financially impacted due to COVID 19. The HAF Grant application and steps are explained in this webinar. \n\n\n\nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=5 \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-dont-wait-4-2/
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BEGIN:VEVENT
DTSTART;TZID=UTC:20220419T150000
DTEND;TZID=UTC:20220419T160000
DTSTAMP:20260527T051425
CREATED:20220401T022619Z
LAST-MODIFIED:20221107T191205Z
UID:3426-1650380400-1650384000@thejourney-forward.org
SUMMARY:You Can Bank On It!
DESCRIPTION:Traditional banking systems are often out of reach for many individuals and the alternatives to banking products are expensive and inefficient. The high fees associated with alternative financial services keep many individuals living the paycheck-to-paycheck cycle.  The pitfalls of being unbanked go beyond the financial.  Not belonging to a bank or credit union takes extra time. Unbanked individuals don’t have access to the many conveniences that come with online and mobile banking\, such as automatic bill pay and free money-transfer services. Prepaid cards may come with these services\, but they usually aren’t free\, unlike those offered by banks and credit unions.  This webinar explores the services of a bank\, banking products\, how to get banked\, and managing savings and checking accounts. \n\n\n\nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=6 \n\n\n\nOne day prior to the webinar date\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/you-can-bank-on-it-10/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220420T150000
DTEND;TZID=UTC:20220420T160000
DTSTAMP:20260527T051425
CREATED:20220407T073243Z
LAST-MODIFIED:20221107T191158Z
UID:3432-1650466800-1650470400@thejourney-forward.org
SUMMARY:Foreclosure Prevention:  Mortgage Late--Don't Wait
DESCRIPTION:Are you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. The Illinois Housing Development Authority (IHDA) is providing financial assistance through the Illinois Homeowner Assistance Fund Grant (ILHAF) for homeowners financially impacted due to COVID 19. The HAF Grant application and steps are explained in this webinar. \n\n\n\nRegister in advance for this webinar: \n\n\n\nhttps://tjf.avp.cc/?EventId=8 \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-dont-wait-2-2/
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BEGIN:VEVENT
DTSTART;TZID=UTC:20220420T180000
DTEND;TZID=UTC:20220420T190000
DTSTAMP:20260527T051425
CREATED:20220401T114625Z
LAST-MODIFIED:20221107T190950Z
UID:3427-1650477600-1650481200@thejourney-forward.org
SUMMARY:Managing Student Loan Debt
DESCRIPTION:Student loan debt is not only a personal financial crisis for many\, it is a national crisis with the accumulated debt at nearly $1.6 trillion.  Student loan debt is now the second highest consumer debt category\, only behind mortgage debt–higher than both credit card debt and auto loans.  For many\, this is their single most expensive life-purchase.  Come to this webinar to understand how to deal with your student loan debt—this is a debt that does not go away\, and is not discharged in most Bankruptcies.  The first step in dealing with your student loans is to really understand what you’re dealing with.  What type of student loans do you have–federal or private? Or maybe\, you have both—learn strategies and options in paying your student loan debt. In his webinar we will discuss federal and private loans\, repayment options\, federal student loan rehabilitation\, loans in deferment and forbearance\, dealing with student loan collections\, and ways to attack your student loan debt. \n\n\n\nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=7 \n\n\n\nOne day prior to the webinar date\, you will receive a Zoom link via email.
URL:https://thejourney-forward.org/event/managing-student-loan-debt-13/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220421T140000
DTEND;TZID=UTC:20220421T150000
DTSTAMP:20260527T051425
CREATED:20220401T120051Z
LAST-MODIFIED:20221107T191025Z
UID:3430-1650549600-1650553200@thejourney-forward.org
SUMMARY:Child Abuse Prevention Awareness 
DESCRIPTION:Knowing the signs and symptoms of child abuse and neglect as well as how to report your concerns will prepare you to help a child in need. Join this event to gain valuable information on how to be an advocate and protect the children in your lives. \n\n\n\n  \n\n\n\nThis presentation is facilitated by Jennifer Annen\, LCPC\, a clinician with out partner agency E&ES \n\n\n\nRegistration Link: https://bit.ly/3uApQil
URL:https://thejourney-forward.org/event/child-abuse-prevention-awareness-2/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=America/New_York:20220426T150000
DTEND;TZID=America/New_York:20220426T160000
DTSTAMP:20260527T051425
CREATED:20220401T114942Z
LAST-MODIFIED:20221107T191019Z
UID:3428-1650985200-1650988800@thejourney-forward.org
SUMMARY:Foreclosure Prevention:  Mortgage Late--Don't Wait
DESCRIPTION:Are you facing a financial set-back? Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. The Illinois Housing Development Authority (IHDA) is providing financial assistance through the Illinois Homeowner Assistance Fund Grant (ILHAF) for homeowners financially impacted due to COVID 19. The HAF Grant application and steps are explained in this webinar. \n\n\n\nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=9 \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-dont-wait-3-2/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20220427T180000
DTEND;TZID=UTC:20220427T190000
DTSTAMP:20260527T051425
CREATED:20220401T115215Z
LAST-MODIFIED:20221104T231941Z
UID:3429-1651082400-1651086000@thejourney-forward.org
SUMMARY:Home Buying Basics
DESCRIPTION:Buying your first home takes gumption. You resist splurging on Insta-worthy vacations to save for a down payment and focus on your dream of homeownership.  Buying a home builds long-term wealth. With each mortgage payment\, you pay down your debt and accumulate equity in your home.  When you purchase a home\, you are investing in a community\, establishing roots\, and building wealth. Buying your first house is a huge accomplishment\, an important life milestone\, and for many\, the realization of the American Dream. Come learn about the basics of the home buying process! \n\n\n\nRegister in advance for this webinar: https://tjf.avp.cc/?EventId=39 \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/home-buying-basics-8/
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