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X-WR-CALNAME:The Journey Forward
X-ORIGINAL-URL:https://thejourney-forward.org
X-WR-CALDESC:Events for The Journey Forward
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TZID:UTC
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DTSTART:20230101T000000
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BEGIN:VEVENT
DTSTART;TZID=UTC:20230403T180000
DTEND;TZID=UTC:20230403T193000
DTSTAMP:20260417T113906
CREATED:20221212T212449Z
LAST-MODIFIED:20221212T212449Z
UID:5791-1680544800-1680550200@thejourney-forward.org
SUMMARY:Protecting Your Home Investment
DESCRIPTION:Congratulations\, you are the proud owner of a home! Whether you plan on staying in your new home for five years or fifty\, it’s important to make sure you are protecting the investment you’ve worked hard to acquire.  Maintaining and repairing a home\, including seasonal upkeep and energy conservation are important considerations when owning a home and help to maintain and increase the value in your investment. Homeowners must understand common credit problems that could lead to delinquency and foreclosure\, create and utilize a realistic budget to lay a solid financial foundation to set yourself up for homeownership success.  In this workshop we explain property taxes\, the importance of homeowner’ insurance\, understanding the pros and cons Home Equity Lines of Credit (HELOCS) and Refinancing considerations.  This workshop cautions you on how to avoid predatory lending scams\, and to know what to do if you find yourself in trouble with your mortgage.  Join this webinar to set yourself up for Homeownership success! \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/protecting-your-home-investment/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20230410T180000
DTEND;TZID=UTC:20230410T193000
DTSTAMP:20260417T113906
CREATED:20221212T212612Z
LAST-MODIFIED:20221212T212612Z
UID:5793-1681149600-1681155000@thejourney-forward.org
SUMMARY:You Can Bank On It!
DESCRIPTION:Traditional banking systems are often out of reach for many individuals and the alternatives to banking products are expensive and inefficient. The high fees associated with alternative financial services keep many individuals living the paycheck-to-paycheck cycle.  The pitfalls of being unbanked go beyond the financial.  Not belonging to a bank or credit union takes extra time. Unbanked individuals don’t have access to the many conveniences that come with online and mobile banking\, such as automatic bill pay and free money-transfer services. Prepaid cards may come with these services\, but they usually aren’t free\, unlike those offered by banks and credit unions.  This webinar explores the services of a bank\, banking products\, how to get banked\, and managing savings and checking accounts. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/you-can-bank-on-it-13/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20230411T150000
DTEND;TZID=UTC:20230411T163000
DTSTAMP:20260417T113906
CREATED:20221212T212751Z
LAST-MODIFIED:20221212T212751Z
UID:5795-1681225200-1681230600@thejourney-forward.org
SUMMARY:Foreclosure Prevention: Mortgage Late--Do Not Wait!
DESCRIPTION:Are you facing a financial set-back?  Come to our workshop to learn about your options to keep your home and avoid foreclosure; or\, if homeownership is no longer desirable or financially realistic\, learn about your options. This workshop explains the foreclosure process in Illinois and explores financial options and help that’s available to homeowners. \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/foreclosure-prevention-mortgage-late-do-not-wait-15/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20230424T180000
DTEND;TZID=UTC:20230424T193000
DTSTAMP:20260417T113906
CREATED:20221212T214019Z
LAST-MODIFIED:20221212T214019Z
UID:5801-1682359200-1682364600@thejourney-forward.org
SUMMARY:Making Smart Credit Choices and Managing Debt
DESCRIPTION:Making smart credit choices\, and understanding the important role that credit plays in our financial lives is critical to sound financial management. This webinar explores the role that credit cards play in developing our creditworthiness and how to choose the right credit product for our financial needs. Just as important\, is the management of credit accounts and knowing best practices concerning debt. Understanding debt can be complicated. For many\, it is necessary to achieve important financial goals like purchasing a car or home; however\, it is critical that we don’t allow debt to undermine our financial stability. This webinar explores strategies in paying-down debt\, and debt-relief options.\n \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/making-smart-credit-choices-and-managing-debt-14/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20230425T150000
DTEND;TZID=UTC:20230425T163000
DTSTAMP:20260417T113906
CREATED:20221212T213707Z
LAST-MODIFIED:20221212T213707Z
UID:5799-1682434800-1682440200@thejourney-forward.org
SUMMARY:Women and Finances: Invest in Yourself!
DESCRIPTION:The goal of this workshop is to empower women to achieve financial wellness. We understand that women are faced with unique financial challenges and we explore ways in which women can ensure they are planning for their financial future. This workshop offers an education on the basics of money management. We discuss the importance of budgeting so that you can manage your money and manage your life. You will also learn about banking\, credit\, debt management\, and the importance of saving.  Women are often the caretakers and we forget to care for ourselves! Come and learn to invest in yourself! \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/women-and-finances-invest-in-yourself/
END:VEVENT
BEGIN:VEVENT
DTSTART;TZID=UTC:20230426T180000
DTEND;TZID=UTC:20230426T193000
DTSTAMP:20260417T113906
CREATED:20221212T214340Z
LAST-MODIFIED:20221212T214340Z
UID:5805-1682532000-1682537400@thejourney-forward.org
SUMMARY:Homebuying Basics
DESCRIPTION:Buying your first home takes gumption. You resist splurging on Insta-worthy vacations to save for a down payment and focus on your dream of homeownership.  Buying a home builds long-term wealth. With each mortgage payment\, you pay down your debt and accumulate equity in your home.  When you purchase a home\, you are investing in a community\, establishing roots\, and building wealth. Buying your first house is a huge accomplishment\, an important life milestone\, and for many\, the realization of the American Dream. Come learn about the basics of the home buying process! \n\n\n\nRegister in advance for this webinar: \n\n\n\nRegister Now \n\n\n\nOne day prior to the webinar\, you will receive a confirmation email containing information about joining the webinar.
URL:https://thejourney-forward.org/event/homebuying-basics-10/
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