Financial & Housing Counseling

Do you feel overwhelmed
by bills and debt?

We Get It. We Can Help!

We understand that finances are personal and talking about them can be challenging. Understanding money management is an essential life skill, but it is not something that we learn in school.

We partner our Money Talks workshops with one-on-one financial counseling designed for your needs and financial goals. 

Our certified Financial Counselors work as trusted partners to provide the information you need to take control of your finances in a way that works for you. We offer services masked in-person or virtually for your safety and convenience.

One-on-One Financial Counseling

Are you ready for a personalized approach to achieving your personal financial goals?

Our Financial Counselors work with you one-on-one to assess your current situation and take steps to improve your family’s finances.

Our team has been successful in helping people diminish debt, communicate with creditors, and set family budgets.

We are ready to get started. How about you? Contact us today. Submit your information below.

Money Talks Workshops

We offer workshops that address a range of finance topics. The Money Talks series delivers helpful information and strategies you can use to move forward with your financial goals. 

Our Money Talks series addresses critical aspects of personal money management, and housing. Click on the topic below for a full description of the workshop.

Workshops are offered each week. Check our calendar for workshop descriptions, dates and how to register.

Living paycheck to paycheck is stressful. It often causes dependence on credit cards and vulnerability to serious financial troubles. Learn strategies that allow you to control your money, rather than it controlling you.

It is a struggle to budget during challenging financial times. Learn strategies in managing financial obligations, budgeting, and determining financial priorities when money is tight.

The world runs on credit. Credit essential for qualifying for a loan or getting a credit card, but also for less obvious things like getting a cell phone, renting a car, and employment. Review what is on a credit report, the factors of a credit score, how to access your own credit report, and who has the right to pull a credit report.

Making smart credit choices is critical to sound financial management. Explores the role that credit cards play in developing our creditworthiness and how to choose the right credit product for our financial needs.

400,000 individuals in Chicago do not have access to banking services, if you are one of them, this workshop will help you. Alternatives to banking are expensive with high fees that can keep you living pay-check to pay-check. This workshop explains the services of a bank, banking products, how to access banking products and how to manage savings and checking accounts.

Your identity is your most valuable asset. Learn strategies to protect your identity and the steps to take when victimized by identity theft.

Student loan debt has become the second-highest consumer debt category, behind mortgage debt. It has surpassed credit card debt and auto loans. For many, your education is your most expensive purchase. You will learn essential strategies for dealing with your student loan debt, including payment plans and loan forgiveness programs.

Learn how to communicate effectively with a landlord. Establishing a positive and healthy relationship with your landlord can go a long way in helping to live in the best conditions possible, getting the fastest responses to maintenance requests, and keeping rental rates affordable.

Older Americans lose over 3 billion dollars a year to financial fraud and identity theft schemes. Hear about best practices to reduce the risk of identity theft and make your information less valuable to a criminal.

The Fair Housing Act has two main purposes; to prevent discrimination and reverse housing segregation. Renters, landlords and homebuyers will find useful information in this workshop that discusses violations of Fair Housing Act, mortgage and lending violations and how to file a Fair Housing complaint.

If your financial journey includes homeownership, this workshop introducing the home buying process is an excellent place to start. Learn how to determine what you can afford, credit score requirements, the different types of loans and financing options, insurance requirements, available assistance programs, and the importance of a home inspection.

Housing Counseling

Housing is our most pressing need, and whether you are a renter or a homeowner, stable housing is essential for your wellbeing.

Unfortunately, financial struggles are often the biggest hurdle to stable housing.

Our Money Talks webinars teach the basics of money management and give you tools to effectively manage your money and have your money work for you.

Understand your rights as a renter, how the Fair Housing Act can protect you, and what is involved in becoming a homeowner.

Our team works with you one-on-one to provide guidance, education, and resources to lead you to stable, affordable housing.

Housing Counselors offer help in many areas:

  • Budgeting for housing
  • Understanding housing choices
  • Communicating with your landlord
  • Renters’ rights
  • Pre-Purchase Education
  • How to avoid eviction
  • Understanding eviction
  • Foreclosure Prevention

Are you ready to get started today? Contact our Housing Counselors to begin making your plan.